Question: We have another question on the CTR. We have a business customer who brings in $15,000 cash and deposits $12,000 into a DDA account. He uses the remaining $3,000 to purchase coin and small bills. How do we report that?
Answer: You only report the $15,000 cash in. You don't report the $3,000 transaction, because it is less than $10,000.
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