Presented by:
Lucy Griffin
How do your fair lending practices stand up to scrutiny? Will examiners approve of how you treat customers and make lending decisions? Or will they have concerns? Will their concerns be deep enough to bring in the Department of Justice?
Surviving a fair lending exam means having a strong fair lending program -- top to bottom and all across the bank. It is one thing to master the technicalities -- what to ask, when to ask it, and what to avoid. But the bigger problems and the big liability comes from practices that are more difficult to anticipate and to describe.
Enforcers look at the big picture to choose their cases. They look at results -- who got loans and who didn't. We'll look at that too. We'll examine the results that led to enforcement actions. But that isn't enough. The important question is "how did those results happen?"
In this webinar, we will take the problem -- that resulted in enforcement -- and examine how it happened. We'll look at the practices that led to the pattern and we'll look at the weaknesses in fair lending programs that let the problem happen.
VIEW A 10 MINUTE SAMPLE
(requires Windows Media Player and IE).
About the speaker: Lucy Griffin
Lucy Griffin brings to her clients over twenty-five years of experience working with regulatory agencies and financial institutions. Her extensive work experience with regulatory agencies includes the Federal Home Loan Bank Board, the Board of Governors of the Federal Reserve System, and the Federal Trade Commission. For more than five years, Griffin managed the Compliance Division of the American Bankers Association, managing the Division's activities which included production of compliance resources and programs. Griffin is the editor of Compliance Action and the co-author of the Compliance Accountability Manager. Griffin is also a Senior Advisor with the Paragon Compliance Group, a company dedicated to providing quality compliance training.
Nationally recognized as a leading compliance speaker and trainer, Griffin is on the faculty of ABA's National Compliance School, develops and leads the case study at ABA's National Graduate School of Compliance Management, and is a featured speaker at many national and state compliance conferences and seminars.
Griffin received her B.A. from the University of Michigan, a J. D. from Cornell Law School and is a Certified Regulatory Compliance Manager through the Institute of Certified Bankers and a Certified Risk Professional through the Bank Administration Institute.
CD-ROM includes:
- Complete presentation (including slides and audio)
- Written Materials
- Follow-up Q & A
You have the right under this license agreement for this CD-ROM to use this presentation on a single-workstation. Use on a network is in violation of the copyright agreements. CD may be used by multiple users at a given institution but may not be placed on a network or in any other multi-user environment.
This has been approved for 2.5 hours CRCM credit.
This product was added to our catalog on Thursday 04 March, 2004.
