Compliance for Commercial Lenders

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$269.00

Presented by:
Jack Holzknecht

WHAT? While all of the lending compliance regulations cover consumer lending, many also impact commercial lending. Most examiners focus on consumer transactions, but commercial transactions are included in the scope of compliance examinations. Some examiners place significant emphasis on this often overlooked area.

This two-hour program identifies the regulations that apply to commercial transactions and explains the specific requirements of each regulation that affects the commercial lending area.

WHY?
Many examiners find that the commercial lending area is fertile for violations. Sometimes the violations result in expensive litigation. This program:

Identifies problem areas; and

Provides suggestions for avoiding the problems, curing the problems, training, and auditing;

Participants receive a detailed manual that serves as a valuable resource long after the conclusion of the program.

PROGRAM CONTENT
The program covers the:

Equal Credit Opportunity Act/Regulation B - Discrimination prohibition, appraisal rules, application disclosures, signature rules and adverse action notice requirements;

Home Mortgage Disclosure Act/Regulation C - Data collection and reporting requirements;

Fair Credit Reporting Act - Requesting and using credit bureau reports and adverse action notice requirements, plus several new FACT Act provisions;

Flood Disaster Protection Act - Required disclosures and insurance requirements

Truth in Lending Act/Regulation Z - Coverage rules and required disclosures;

Real Estate Settlement Procedures Act/Regulation X - Coverage rules and required disclosures;

Community Reinvestment Act - Data collection and reporting requirements; and

Credit Practices Rule/Regulation AA - Are commercial transactions covered?

WHO?
The program is designed for Commercial Loan Officers, Compliance Officers, Auditors, and those responsible for documenting commercial loans.

VIEW A 10 MINUTE SAMPLE
(requires Windows Media Player and IE).

About the speaker:
Jack Holzknecht
Jack Holzknecht is a principal with Pegasus Educational Services, LLC, a training firm headquartered in Louisville, Kentucky. He is an experienced consultant who has provided training to thousands of bankers and examiners for 22 years. He has the ability to identify the key compliance issues from each regulation. Jack's career began in 1976 as a federal bank examiner. He later headed the form and software and education divisions of a regional consulting company. In that capacity he developed loan and deposit form systems and software. He also developed and presented training programs that were delivered to bankers in 43 states. Jack has been an instructor at compliance schools presented by the Georgia, Iowa, Kentucky, Pennsylvania, Nebraska, New York and Texas bankers associations. He developed and delivered compliance training for the FDIC and OTS for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association. He is also a "BOL Guru" and frequently answers compliance questions sent to "Bankers' Threads."

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