Automated Clearing House (ACH) Policy

Table of Contents

Purpose and Contents - Topic 1
Policy Description, Authority and Scope - Topic 2
Definitions - Topic 3
Risk Management - Topic 4
Receiving Consumer ACH Transactions - Topic 5
Receiving Corporate ACH Transactions - Topic 6
Receiving International ACH Transactions - Topic 7
ACH Origination Product Definition and Disclosure - Topic 8
Understanding ACH Origination Risk - Topic 9
ACH Origination Service Application - Topic 10
Credit Underwriting Guidelines - Topic 11
Processing an Approved ACH Origination Request - Topic 12
Processing a Declined ACH Origination Request - Topic 13
Deleting an ACH Origination Customer - Topic 14
ACH Origination Exceptions - Topic 15
Data Breach Notification Procedures - Topic 16
Audit Policy - Topic 17
Reconciliation of ACH Entries - Topic 18
Staff Training - Topic 19
Retention of Documentation - Topic 20

Includes the following form templates:
ACH Agreement (18 pages)
ACH Application (3 pages)
ACH Authorization for Automatic Deposits (1 page)
ACH Authorization for Preauthorized Payments (1 page)
ACH Cover Letter (2 pages)
ACH Implementation Forms (2 pages)
Statement of Unauthorized or Improper EFT Activity (3 pages)

Recent updates to this product:
03/08/10 Update
02/23/09 Update
09/30/08 Update
11/28/07 Update

This policy template (approximately 52 pages in Arial Font Size 9 text) is available to purchase from Bankersonline.com in Microsoft® Word format for a flat fee of $325.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders. Standard Volume Discounts

Individual and volume pricing plans are available to fit every budget. You can buy one policy at a time, or mix and match multiple policies. Simply put - the more you buy, the greater discount you will receive:

10% Discount when you buy 5 of our Templates at the regular price!
25% Discountwhen you buy 15 of our Templates at the regular price!
50% Discount when you buy 25+ Templates at the regular price!

*Discounts will not be reflected on your invoice, but will be reflected on your credit card bill.

PLEASE NOTE: If you order Bank Policies or Job Descriptions, you will receive your order via email within 24-48 hours.