Fair Credit Reporting Act

Table of Contents









Purpose and Contents - Topic 1
Policy Statement - Topic 2
Regulatory Background and Requirements - Topic 3
Definitions - Topic 4
Structure of Accountability - Topic 5
Obtaining Consumer Reports - Topic 6
Disclosure Requirements - Topic 7
Duties of Users of Consumer Reports - Topic 8
Duties of Furnishers of Information - Topic 9
Sharing Information with Affiliates - Topic 10
Identity Theft Program Policy - Topic 11
Medical Information Procedures - Topic 12
Affiliate Marketing Policy - Topic 13
Duties of Users Regarding Risk Based Pricing - Topic 14
Audit Policy - Topic 15
Staff Training - Topic 16
Retention of Documentation - Topic 17

*Includes the full text of our stand alone Identity Theft Program Policy Template.

Includes the FACTA/FCRA Final Rules:
Address Discrepancies/Examination
Affiliate Marketing/Examination
Credit Score Disclosures
Fraud and Active Duty Alerts
Identity Theft Program/Examination
Medical Information
Notice of Negative Information
Prescreen Opt-Out Notice
Promote Accurate Information About Consumers
Red Flag Procedures/Examination
Repollution Procedures
Risk Based Pricing Notices

This includes the following form templates:
Fair Credit Reporting Act Risk Based Disclosure Forms (8 pages)
Fair Credit Reporting Act Sample Opt-Out Notices (5 pages)
Identity Theft Affidavit Packet (9 pages)
Prescreen Opt-Out Notice Examples (2 pages)

Recent updates to this product:
02/22/10 Update
08/03/09 Update
10/24/08 Update
11/06/07 Update

This policy template (approximately 78 pages in Arial Font Size 9 text) is available to purchase from Bankersonline.com in Microsoft® Word format for a flat fee of $375.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.

Standard Volume Discounts

Individual and volume pricing plans are available to fit every budget. You can buy one policy at a time, or mix and match multiple policies. Simply put - the more you buy, the greater discount you will receive:

10% Discount when you buy 5 of our Templates at the regular price!
25% Discountwhen you buy 15 of our Templates at the regular price!
50% Discount when you buy 25+ Templates at the regular price!

*Discounts will not be reflected on your invoice, but will be reflected on your credit card bill.

PLEASE NOTE: If you order Bank Policies or Job Descriptions, you will receive your order via email within 24-48 hours.