General Loan Policy

Table of Contents

Purpose and Contents - Topic 1
Policy Statement - Topic 2
Lending Authority and Responsibility - Topic 3
Secondary Review and Credit Denial - Topic 4
Lending Limits - Topic 5
Portfolio Management, Diversifications and Concentrations - Topic 6
General Credit Underwriting Guidelines - Topic 7
Loan Participations - Topic 8
Loans to Executive Officers and Directors - Topic 9
Loans to Employees - Topic 10
Appraisal Policy Reference - Topic 11
Environmental Risk Policy Reference - Topic 12
Depository Relationships - Topic 13
Overdraft Policy Reference - Topic 14
Documentation and Responsibilities - Topic 15
Execution of Loan Documents - Topic 16
Loan File Requirements - Topic 17
Loan File Administration - Topic 18
Loan Loss Reserve Policy Reference - Topic 19
Loan Grading Policy Reference - Topic 20
Loan Review Policy Reference - Topic 21
Identifying Problem Loan Guidelines - Topic 22
Non-Accrual and Charged-Off Loan Policy Reference - Topic 23
Other Real Estate Owned Policy Reference - Topic 24
Staff Training - Topic 25
Retention of Documentation - Topic 26

Recent updates to this product:
11/16/09 Update
04/17/07 Update

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