Small Business Loan Market Database Report (CD)

Are you ready for your next CRA exam?

Do you know what the performance standards are in your community?

Get the Answers!
This report contains the data and calculates some of the most critical market-driven performance standards that bankers need to know to evaluate their CRA performance so they can fulfill their performance requirements under CRA and be ready for their next CRA exam. This report will allow you to know, understand and manage your lending performance in the context of the Community Reinvestment Act thereby increasing your chance of success and relieving you of the anxiety created by the uncertainty of not knowing the performance standards unique to your community.

The Small Business Loan Market Database Report helps you to know, understand and manage your lending performance in the context of the Community Reinvestment Act, thereby increasing your chance of success in meeting the performance standards unique to your community. No bank can afford to ignore the CRA, because the consequences for less than satisfactory ratings are very serious and publicly embarrassing.

The CRA does not specify quantitative performance standards. Rather, it relies on "performance context" to establish performance benchmarks.

Do you know the critical "Performance Context" data standards for your community?

• How much lending is reported in your assessment area LMI tracts?
• What is your bank's rank lending to small business?
• What is your minority lending market rank?
• What percentage of business loans is to Small Business?
• How does your institution's committment to LMI borrowers compare to your competitors?

Bankers can proactively manage their performance by monitoring their loan activity and comparing it to the market in their community and identifying their performance strengths and weaknesses. This will give the bank the opportunity to guide its own performance.

Therefore, it is critical that bankers have the loan market data that is the basis for the performance benchmarks. The GeoDataVision Reports contain the data and calculate some of the most critical market-driven performance standards needed to evaluate their CRA performance, and be ready for their next CRA exam.

Here's what you will get:

• Report 1: Reported CRA lending by town and tract
• Report 2: State Commitment to Small Business Index
  
  State Reported CRA Lending
• Report 3a: by lender rank
• Report 3b: by lender name
• Report 4a: by small business rank
• Report 4b: by small business name
  
  County Reported CRA Lending
• Report 5a: by lender rank
• Report 5b: by lender name
• Report 6a: by small business rank
• Report 6b: by small business name

Your bank's CRA prformance will be judged by comparison to market experience reported under HMDA and CRA. Your examiner is going to visit you armed with this data - and you need to know the answers! Get the answers on GeoDataVision's CD Small Business Loan Market Database Report, extracted from the official government database.