Wednesday, May 02, 2007
New Scam -- Sending Counterfeit Checks Directly to Banks!
The fraudulent official check scam artists are trying new techniques to separate honest people from their money. One of the latest scams is cleverly designed to look like a check being sent directly to a financial institution by the FDIC, for deposit to a legitimate customer's account!
According to an FDIC May 1, 2007, alert (SA-112-2007), banks are receiving bogus letters that claim to be from the FDIC (but aren't), instructing the banks to credit official bank checks (which turn out to be counterfeit) to a customer's deposit account.
You should alert your mailroom and/or mail deposit staff to this scam, and instruct them --
Because this scam reveals that a depositor's account information is probably in the wrong hands, you should advise your customer of the problem, and strongly suggest that affected accounts be closed out and new accounts be opened.
The fraudulent official check scam artists are trying new techniques to separate honest people from their money. One of the latest scams is cleverly designed to look like a check being sent directly to a financial institution by the FDIC, for deposit to a legitimate customer's account!
According to an FDIC May 1, 2007, alert (SA-112-2007), banks are receiving bogus letters that claim to be from the FDIC (but aren't), instructing the banks to credit official bank checks (which turn out to be counterfeit) to a customer's deposit account.
You should alert your mailroom and/or mail deposit staff to this scam, and instruct them --
- Not to deposit the checks to anyone's account.
- To deliver the entire mailing (envelope, instructions and checks) to your security department for further handling.
Because this scam reveals that a depositor's account information is probably in the wrong hands, you should advise your customer of the problem, and strongly suggest that affected accounts be closed out and new accounts be opened.
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