The following articles are featured in the
Compliance section:
- Surprise Expenses
- Reg CC Amendment
- Online Mortgage Application Questions
- Home Equity Credit Lines – 7 Day Waiting Period
- New Reg Z – APR Change Tolerance?
- Reg B – Oral Notification Documented
- High Cost Loans – Non-HMDA Reporting Banks
The following articles are featured in the
Lending section:
- Reason for Denying Loan
- HPML – APR Lock In Date
- Definition of Capitalized Interest
- Wrong TIL Form Used for Sales Transaction
- No Property Identified – Disclosures Apply?
The Home Mortgage Disclosure Act (HMDA) seems to be a simple data reporting
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mariet@gomarquis.com or 214-778-3034.
The following articles are featured in the
Operations section:
- Maturity Notices for Business CDs
- Sharing Customer Check/Account Info
- Excessive Withdrawals – Account Conversion
- Exception to New Account Exception Hold?
- Sole Prop NOW Account – TIN Instead of SSN?
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The following articles are featured in the
Security section:
- Defacement Currency
- Aggregate CTR on Separate Spousal Withdrawals?
- Providing SAR Info to the FBI
- CTR on Family Trust Account
The following articles are featured in the
Marketing section:
- Advertising Promo – Compliance Issues?
- Disclosure required in ad when APR is stated
- Website Free Advertisement
Read the Current Edition of Tech Talk
The following articles are featured in the
Technology section:
- Reg E – Handling Consecutive OD Fees
- Business Online Accounts
- No Courtesy OD Program – Reg E Changes Applicable?
Are you looking for help from other bankers? Check out the Bankers' Threads !
Requirements when an E-Statement Bounces
What do other banks do regarding Electronic Statements when the email saying "their statement is ready" bounces back? When the customer signs up for electronic statements they agree to provide a valid email address, and notify us if their address changes. What is our legal requirement? How far should we go to attempt contact with the customer?
Read and weigh in with some helpful information on
Return email of electronic statement in the eBanking / Technology forum.
