The following articles are featured in the
Compliance section:
- New Money Market Reforms
- About the A–9 Form
- Credit Report Regulation
- Variable Rate Consumer Construction Loan
- Credit Card Check Hold
- Send Deceased Customer an Adverse Action?
- Redisclosure Confusion
...with CenTrax-Marquis you receive more than tools to manage, CRA, HMDA, and Fair Lending compliance? It is our job to ensure you know the regulations, how to prepare for your exam while meeting the needs of the examiners. With CenTrax-Marquis you receive the tools, the training, and the support necessary to ensure AT LEAST a Satisfactory rating-- guaranteed! Learn more at
www.gomarquis.com,
mariet@gomarquis.com or 214–778–3034.
The following articles are featured in the
Lending section:
- Bank Losses
- Overdraft Rules – ATM and Debit Cards
- Education Loan Disclosures
- Listing Property Taxes on the HUD–1
- Flood Insurance – Increase Coverage?
- Proper Payment Stream
- Referring Loan Customers to Insurance Agency
The key to increasing branch profitability is trained branch managers who run their branches like a business. With Banker's Academy's award-winning Branch Manager training program, branch managers will become certified in running efficient, profitable and compliant branches by meeting their sales goals and motivating their people. To learn more about Edcomm Banker's Academy's
Achieving Branch Manager Excellence,
click here!
The following articles are featured in the
Operations section:
- Safe Deposit Box Access – Industry Best Practice
- Stop Pay on Loan Checks
- Trust Account – Bank's Responsibility
- SS Representative Payee Change
- Death LLC Account Owner
Community banks now have a comprehensive resource for Reg E compliance. The Pinnacle Opt-In Total SolutionSM provides all the tools and templates you need to ensure a smooth and seamless opt-in transition, including planning, employee training and customer communications. Register now.
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The following articles are featured in the
Security section:
- Recovering Forged Funds
- Counterfeit Checks – Reporting & Return Rules
- Stolen & Forged Checks – Where Do We Stand?
The following articles are featured in the
Marketing section:
- TV Ad – Equal Opportunity Lender
- Email Marketing to Acquired Bank Customers
- Mortgage Loan on a Marquee Sign
Read the Current Edition of Tech Talk
The following articles are featured in the
Technology section:
- Reg E Dispute – Minimum Required Customer Info
- Definition of One-time Debit Card Transaction
- Simple Customer Agreement – Explanation Needed
Are you looking for help from other bankers? Check out the Bankers' Threads !
"Convenience Overdraft Limit" and the new Reg E
We currently offer a "Convenience Overdraft Limit" to our customers. Now, with the new Reg E changes looming, we are trying to decide what to do...do we keep the OD limit and offer the opt in or do we scrap it and not offer it at all. There are pros and cons to both scenarios. My question is simple...what is your Bank planning on doing?
Read and weigh in with some helpful information on
What is your Bank planning to do? - Reg E & ODP in the General Discussion forum.
