March 26, 2012

The following articles are featured in the Compliance section:
  • CRA Thresholds for 2012
  • Disclosures for Spouse on Deed of Trust
  • Guidance on ECOA Section 704B
  • Required to Submit HMDA/LAR if do not Service Loan
  • Procedure for Notice of Adverse Action Forms
  • Disclosures to Open a Certificate of Deposit Acct.
  • Reg D Internet Withdrawals of Money Market Funds
  • Flood Determination-Two Conflicting Zones
PATRIOT OFFICER® offers the most effective and advanced technology to consolidate your Anti-Money Laundering, Anti-Terrorist Financing, and Anti-Fraud effort through a centralized case management platform with the highest efficiency? Contact to see how easy you can manage your regulatory compliance and risk management resources with optimal efficiency while removing duplicate effort.

The following articles are featured in the Lending section:
  • Right of Rescission on Equity Line Renewal?
  • Missing Signature on FNMA 1103-Reg B Violation?
  • Servicing Disclosure Delivery Requirements
TRUPOINT Partners can help you easily delineate your CRA assessment area so it includes majority-minority census tracts using 2010 census data? We can help you monitor loan data to determine whether an appropriate volume of loan applications and originations emanates from ethnic and minority areas and individuals. Request a free sample today. Visit or call 704-401-1730.

The following articles are featured in the Operations section:
  • Reg CC Holds and the Definition of "New" Account
  • Customer Using Lottery Proceeds to Operate-Legal?
  • Changing Acct. w/o Permission (Reg D Violations)
  • Trust & Individuals be Joint Owners on Checking?
  • 2 Checks Drawn in Error on Closed Account-IRS?
  • How to Find Out if SAR has been Filed
  • Changing Account Ownership to Trust

The following articles are featured in the Security section:
  • Can Bank Decline to Give Large Amount of Cash?
you won't be able to open and read the newly required "UAD" appraisals? The GSEs are requiring appraisals in MISMO 2.6 XML format, and if you try to open them you'll just see gibberish on your screen if you don't have UAD Reader. Download UAD Reader for free now.

The following articles are featured in the Marketing section:
  • HE Promo- Defer 1st Payment for 90 Days Incentive
AML RightSource provides an outsource solution for transaction monitoring. We offer not only the technology, but certified professionals to monitor your transactions and report back to you. Partnering with AML RightSource potentially allows you to reduce the cost of your BSA compliance department while saving time and resources. Visit us at

Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • Disadvantages of eBanking
LexisNexis Bridger InsightTM helps organizations conduct due diligence and comply with government regulations, including those related to identity fraud, anti-money laundering, foreign corruption and terrorist financing. Click here for a FREE 30-day trial of LexisNexis Bridger Insight XG.

Are you looking for help from other bankers?
Check out the
Bankers' Threads!

Foreclosure Management Self Assessment
Anyone started on the self assessment for foreclosure management?

Read and weigh in with some helpful information on Foreclosure Management in the General Discussion Forum.

Did a colleague forward this page to you? Click here to register and receive this timely briefing each week in your email inbox.

Support the vendors who support BOL! Through their advertising and sponsorships on BOL and BOL Vendor Connect, companies offering banking products and services help to make this site possible. When you're looking for a supplier, give your business to companies who support Find them now in our Sponsors or BOL Vendor Connect.
Learn more about