Monday, December 30, 2013

The following articles are featured in the Compliance section:
  • Reg D Time Frame for Converting An Account
  • Regs on Training Schedule for Employees
  • SAFE Act DFA Requirements for Unique Identifier
  • ECOA Letter Required if Deny Under 3 Days?
  • Can An LLC Use A SSN# vs. Tax ID or EIN?
  • CRA Credit Count If Home In Upper Income Area?
  • Reg Preventing Pre-Payment of Interest?
  • Remittance Transfer Rule-Under 100 International
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The following articles are featured in the Lending section:
  • Loan HMDA Reportable if Dwelling Is Uninhabitable?
  • TIL Required If Lowering Rate & Charging Fee?
  • 7 Day Waiting Period Apply to Note w/o Perm?
  • Borrow Money to Remove Tree From Prop-HMDA?
  • Purchase or Refi If Paying 1/2 Interest of Prop
  • Rule on Placing A Floor On Lines of Credit Loans
  • Benefit of Owner Sign Note as President/Individual
  • FCRA Permissible Purpose Rule Violation
  • HOEPA Disclosure 3 Day Rule and ROR
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The following articles are featured in the Operations section:
  • Depository Bank Improper Endorsement Claim
  • Bank Liability for Double Charge DC Dispute
  • Place Tax Levy on Trust if SSNs Are the Same?
  • Require SS# When Non-Customer Cash On-Us Check?
  • Liability for ATM Dispute Transaction Out of State
  • Can A Conservator Access A Safe Deposit Box?
  • Can the Department of Homeland Security or the FBI Seize Safe Deposit Box Contents Without a Court Order?
  • Clearing House Rule 9 or UCC Code
  • Deposit Check Payable to Estate into Family Trust?
there are strict new requirements for third-party oversight? According to Fannie Mae and the OCC, of course your appraisal providers fall into that category. Download the industry collaborative white paper "Appraisal QC: Industry Best Practices" here.

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The following articles are featured in the Security section:
  • Business Account Exemptions
  • Can Bank Decline to Give Large Amount of Cash?
  • Emergency Evacuation Drill Procedure
  • Using RSSD# for CTR Filings
  • Source for BSA Training for Board of Directors
  • Back-Office Robbery Training
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The following articles are featured in the Marketing section:
  • $50 for Checking Account Ad
  • Social Networking Risks
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally. However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.

Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • No Signature Cards for Online Accounts?
  • Reg E and Debit Card Disputes
  • Provisional Credit Reversed - Monitor Account?
you can learn winning strategies and tactics from chief risk and compliance officers, regulators and other experts at the FIS EGRC Summit 2014? Join us at Loews Coronado Bay Resort in San Diego on January 23-25, 2014 for interactive, in-depth sessions on BSA/AML and financial crimes, new CFPB regulations, UDAAP, fair lending and cybersecurity. Register today!

Are you looking for help from other bankers?
Check out the
Bankers' Threads!

2014 Compliance To Do List/strong>
What's on your "to do" list for 2014 (besides writing policies and procedures to conform with the changes taking place in January 2014)?

Read and weigh in with some helpful information on To do list 2014 in the General Discussion Forum.

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