Monday, May 5, 2014



The following articles are featured in the Compliance section:
  • Max Amount on Charge for Tax Levy Fee
  • Requirements for Mortgage Loan Advertisements
  • Reporting Suspicious Mortgage Payments
  • CTR Not Aggregating CTRs Correctly-Conductor
  • Does The Safe Act Apply to Home Equity Loans?
PATRIOT OFFICER® offers the most effective and advanced technology to consolidate your Anti-Money Laundering, Anti-Terrorist Financing, and Anti-Fraud effort through a centralized case management platform with the highest efficiency? Contact sales@gv-systems.com to see how easy you can manage your regulatory compliance and risk management resources with optimal efficiency while removing duplicate effort.

behavioral based BSA/AML systems create monitoring blind spots if your customer's activity has been suspicious from the onset? Only BAM+, from Banker's Toolbox, combines behavior analytics with known money laundering patterns to give you the complete picture. Click here to learn more today.



The following articles are featured in the Lending section:
  • How Do Document Management Systems Assist With Exception Tracking?
  • Can a Document Management System Be Used During the Loan Approval Process?
  • When Considering Document Imaging Software, What Capture Features Should We Look For?
  • Refi Land Loan With Recently Added Mobile Home
  • Owner Occupied vs. Non-Owner Occupied HMDA
  • Add Dwelling For Tax Purposes-QM?
  • New RESPA Notice of Error Scope
  • ROR Apply to Business Purpose w/Primary Dwelling?
it is CRITICAL to see how your lending activity compares to your peers! You can upload your 2013 HMDA data today and begin to see your HMDA story well in advance of the 2013 public aggregate data release this fall. Click here to get a FREE evaluation of potential fair lending issues.



The following articles are featured in the Operations section:
  • IRA w/d Terms: Liquidate, Distribute Maturity/Kind
  • Can A Trust Be The Beneficiary On ITF Acct?
  • US SSN & Canadian SIN w/Same Nine Numbers?
  • SS Recipient Receiving Benefits for A Minor
  • Rule on Drivers License Copies In System
picking the wrong document management system can cost your institution a lot of money. Before you select a vendor, it's important to understand what features are available from a system. Exception management, loan approval, and intuitive capture are just a few of the things to consider. Download a free comparison matrix for evaluating software vendors.



The following articles are featured in the Security section:
  • Testing Cash for Drug Residue-SAR
if you're sending appraisals to borrowers electronically, there are some new acknowledgements you must get from the borrower first? The ECOA Valuations Rule took effect on January 18th, and it specifically mandates that you comply with the E-Sign Act for all electronic deliveries. Click here for a white paper with automated compliance tools.

conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.



Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • Reg E 1st Day of Disputed Transaction
  • Reg E Unauthorized Transaction By Fam Member
there are countless advantages to outsourcing BSA/AML Transaction Monitoring to the experts? Imagine NO MORE transaction monitoring, alerts, caseloads and staffing issues, while creating more time for other responsibilities. Outsource your transaction monitoring to AML RightSource and experience continuous process improvement to increase the effectiveness of your BSA program.



Are you looking for help from other bankers?
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Bankers' Threads!

"Free ATMs" and Disclosures
Does the phrase "Free ATMs" trigger any additional disclosure?

Read and weigh in with some helpful information on "Free ATMs" in the Marketing Forum.


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