Monday, May 12, 2014



The following articles are featured in the Compliance section:
  • Date On Info For Government Monitoring Purposes
  • Advance On OD Line of Protection- Notice?
  • New Reg On Cash Deposit If Not Signer/Owner
  • Reg B: Allowed to Email Copy of Appraisal?
  • Primary Residences Subject to Reg O Reporting?
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picking the wrong document management system can cost your institution a lot of money. Before you select a vendor, it's important to understand what features are available from a system. Exception management, loan approval, and intuitive capture are just a few of the things to consider. Download a free comparison matrix for evaluating software vendors.



The following articles are featured in the Lending section:
  • Should Our Bank Go With an Imaging-Only System, or Should We Select a More Comprehensive ECM?
  • When Should We Stop Using a Manual Tickler System?
  • What Options are Available for Capturing Documents Electronically?
  • New RESPA Notice of Error Scope
  • Setting Up Trust If Customer Has Judgment Against
  • How to Doc File For Home Ownership Counseling
  • Servicing Disclosure Required On 1st Mtg Loans
  • Evaluation Rather Than Certified Appraisal
the U.N. estimates criminals earn over $32 billion annually from human trafficking, much of which happens in the United States. These human traffickers are using community banks, with no asset size or geographical location exempt. Click here to watch this free, recorded webinar from Banker's Toolbox to learn about red flags for human trafficking and how you can help stop it.

you can effectively and easily manage your fair lending risk analysis in-house using the most user-friendly online tool? Click here to register for a FREE demo of the most powerful fair lending compliance management tool.



The following articles are featured in the Operations section:
  • Can There Be Authorized Signer if Not In Trust?
  • Possible to Charge Client w/Excessive OD Charges?
  • Allowed to Give Customer A Copy of Credit Report?
  • How to Claim Single Owned Acct (Deceased Owner)
  • Re-CIP to Re-Open DDA Account?
there are countless advantages to outsourcing BSA/AML Transaction Monitoring to the experts? Imagine NO MORE transaction monitoring, alerts, caseloads and staffing issues, while creating more time for other responsibilities. Outsource your transaction monitoring to AML RightSource and experience continuous process improvement to increase the effectiveness of your BSA program.

you could be missing a critical compliance step if you're sending appraisals to borrowers electronically? The new ECOA Valuations Rule took effect on January 18th, and it specifically mandates that you comply with the E-Sign Act for all electronic deliveries. Click here for a white paper with automated compliance tools.



Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • Safe Harbor Language for Esign Demonstrate Consent
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.



Are you looking for help from other bankers?
Check out the
Bankers' Threads!

ID Theft prevention program
Are there any compliance requirements when advertising an ID Theft prevention program?

Read and weigh in with some helpful information on ID Theft prevention programs in the Operations Compliance Forum.


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