Monday, May 26, 2014



The following articles are featured in the Compliance section:
  • Equal Housing Lender Logo/Disclosure On Website
  • Reg D Warning Letter for Excessive Transactions
  • Protective Advance Considered Forced-Placed?
  • Open House Listing Sheet and RESPA Violation
  • 5-in-1 Employment Poster: Post In Lobby?
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The following articles are featured in the Lending section:
  • What % of Banks Use Electronic Capture Technology for Loan Documents?
  • Which is More Common - Electronically Capturing Documents at the Branch Level or at the Main Office?
  • How Much Time Should it Take to Scan and Index a 200-Page File?
  • Withhold Info On Deceased Customer's Loans?
  • ROR Apply to Loan w/ Mobile Home As Collateral
  • Foreclose Even if Keeping Up w/ Payments?
  • Program to Run Against Loans to Validate APRs
  • How to Report Loan When Files for Bankruptcy
Scanning and indexing a 200-page file should take no more than 30 minutes. A recent industry study of more than 100 community banks found that 64% of banks can scan an index a 200-page document in under 30 minutes. Click here to download the entire report for free.



The following articles are featured in the Operations section:
  • Record Retention for Wire Recorded Calls
  • Definition of Incoming Collections
  • Customer Reports Fraud Checks After 6 Months
  • How Many Checks if 3 Beneficiaries on Account?
  • NACHA Rule: ACH Pre-Notification Notices
there are three emerging BSA/AML and fraud threats you should be preparing for in 2014. Corporate account takeover, data breaches and digital currency have already been a major threat and will continue throughout the rest of the year. Listen to this short podcast as the experts from Banker's Toolbox discuss these threats and how you can protect yourself in 2014.

your appraisal operations are subject to the new OCC and CFPB Third-Party Oversight requirements? Compliance isn't difficult, but click here to get a white paper with fourteen recommendations when choosing vendors for your appraisal operations.



Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • Visa Posting Rules for Debit Card Dispute
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.

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Are you looking for help from other bankers?
Check out the
Bankers' Threads!

Compliance Violations: Staff Consequenses
Would be interested to hear from other compliance officers how their companies have implemented consequences to staff for repeated compliance violations.

Read and weigh in with some helpful information on Compliance Violations by Staff - Consequences??? in the General Discussion Forum.


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