Monday, June 16, 2014



The following articles are featured in the Compliance section:
  • Escrow on HELOC Loans
  • Can You Have a POD on A Safe Deposit Box?
  • Allowed to Give SAR Info to Internal Auditors?
  • Regulation DD (12 CFR 320.8) Free Checking Account
  • Demand Feature for Executive Officer on OELC?
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The following articles are featured in the Lending section:
  • How Can We Automate the Flood Certificate Process During Loan Approval?
  • Are There Many Data Backup Headaches Associated With Deploying a New Document Management System?
  • What Are Some Tips for Speeding up the Scanning and Indexing Process?
  • Required to Send Original Recorded Mortgage?
  • Missing Original Mortgage Note From 2013 Closing
  • Forgot to List Private Party Expense:Re-Disclose?
  • Use Debt Modification Agreement to Raise A Rate?
  • New GFE if Change Lender/Same Originator?
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your appraisal operations are subject to the new OCC and CFPB Third-Party Oversight requirements? Compliance isn't difficult, but click here to get a white paper with fourteen recommendations when choosing vendors for your appraisal operations.



The following articles are featured in the Operations section:
  • Safe Deposit Boxes Profit Center Or Loss Leader?
  • Debiting Funds If Deposits from Child Support?
  • Could Account Have A Successor POD Beneficiary?
  • Spouses Open IRA At Same Time-CTR Required?
  • Change Single Personal CA to Irrevocable Trust?
  • Survivor Of Revocable-New Trust In Their Name?
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.



Read the Current Edition of Tech Talk

tax cheaters range from investment bankers to the waitress at your diner. If your customers evade taxes through your institution, there may be suspicious transactional body language you can detect. Read this complimentary white paper from the experts at Banker's Toolbox to learn about tax fraud and evasion, and what you can do to monitor it at your institution.



Are you looking for help from other bankers?
Check out the
Bankers' Threads!

Privacy Notices, HELOCs, and the consumer
From a residential lending compliance standpoint, how is the Privacy Notice handled with the consumer. Basically, it is mailed with the initial disclosures within three business days of application. Would the Privacy Notice be treated differently in a HELOC transaction?

Read and weigh in with some helpful information on PRIVACY NOTICE in the Lending Compliance forum.


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