Monday, June 23, 2014



The following articles are featured in the Compliance section:
  • Regulation CC Applicability to Cell Phone and Mobile Deposits
  • Originate Loan & Sell It- HMDA LAR Reportable?
  • When Is Reg CC Going to Change?
  • Correcting Variances on HUD w/different Processors
  • Notification Requirement When SFHA Building?
  • Prop Tax Disbursement Diff From Initial Escrow
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The following articles are featured in the Lending section:
  • Should We Go With Centralized or De-Centralized Document Capture?
  • Loan Files - Paper vs. Electronic Files. How Do We Know When to Go Paperless?
  • How Do We Know If Our Loan Management Process Is Efficient?
  • Missing All Dates on GFE-Technical Violation
  • Applications for Guarantors On Commercial Loan
  • Reporting Ag/Commercial Loans as Charge-offs
  • What Charges Qualify As A Blinded Item On GFE/HUD?
  • Counteroffer For App w/ Only 1 Spouse Applicable
your close rate is directly impacted by your flood certificate review process? Each time your bank pulls a flood certificate during the loan approval process, you might be wasting time and money. Over the course of a year, this can add up to a significant amount and negatively affect your close rate. Register for our free webinar for best practices on flood certificate automation.



The following articles are featured in the Operations section:
  • Cashing Check Payable to Sole Prop Business
  • Sole Prop Use Same Tax ID for 2 Accounts?
  • Customer Changing Their Mind On IRA Account
  • Can You Have A POA for A DBA Account?
  • Document to Close Account/Receive Funds POA
the CFPB and OCC have recently issued reminders about their requirements for Third-Party Oversight? If you deal with collateral valuation or appraisal operations, this is critical reading for you. Click here to get a white paper with fourteen recommendations for choosing the right vendors to limit your risk.



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Requiring Employees to use Internet Banking
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Read and weigh in with some helpful information on Req Employee to use internet banking? in the Human Resources forum.


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