Monday, June 23, 2014

The following articles are featured in the Compliance section:
  • Regulation CC Applicability to Cell Phone and Mobile Deposits
  • Originate Loan & Sell It- HMDA LAR Reportable?
  • When Is Reg CC Going to Change?
  • Correcting Variances on HUD w/different Processors
  • Notification Requirement When SFHA Building?
  • Prop Tax Disbursement Diff From Initial Escrow
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The following articles are featured in the Lending section:
  • Should We Go With Centralized or De-Centralized Document Capture?
  • Loan Files - Paper vs. Electronic Files. How Do We Know When to Go Paperless?
  • How Do We Know If Our Loan Management Process Is Efficient?
  • Missing All Dates on GFE-Technical Violation
  • Applications for Guarantors On Commercial Loan
  • Reporting Ag/Commercial Loans as Charge-offs
  • What Charges Qualify As A Blinded Item On GFE/HUD?
  • Counteroffer For App w/ Only 1 Spouse Applicable
your close rate is directly impacted by your flood certificate review process? Each time your bank pulls a flood certificate during the loan approval process, you might be wasting time and money. Over the course of a year, this can add up to a significant amount and negatively affect your close rate. Register for our free webinar for best practices on flood certificate automation.

The following articles are featured in the Operations section:
  • Cashing Check Payable to Sole Prop Business
  • Sole Prop Use Same Tax ID for 2 Accounts?
  • Customer Changing Their Mind On IRA Account
  • Can You Have A POA for A DBA Account?
  • Document to Close Account/Receive Funds POA
the CFPB and OCC have recently issued reminders about their requirements for Third-Party Oversight? If you deal with collateral valuation or appraisal operations, this is critical reading for you. Click here to get a white paper with fourteen recommendations for choosing the right vendors to limit your risk.

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Requiring Employees to use Internet Banking
Our Bank is considering requiring employees to use the Bank's internet banking program for their personal bank accounts either during work time or to require the employee to do this on their personal time? Does anyone else (besides me) have any issues with this?

Read and weigh in with some helpful information on Req Employee to use internet banking? in the Human Resources forum.

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