Monday, June 30, 2014



The following articles are featured in the Compliance section:
  • Requirement for Risk-Based Pricing Notice When Lowering a Credit Card Limit
  • Does Reg E Require Signed Documentation for Claim?
  • Continue to Send Statements If Mail Returned?
  • Draft w/Reoccurring Payment Have Stop Payment?
  • Date for Guaranty Agreement
  • Violation By Having GMI In File If Not Required?
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The following articles are featured in the Lending section:
  • Does a Document Management System Impact the Efficiency of an Institution's Loan Management Processes?
  • What is the Biggest Barrier to Successfully Deploying a Paperless Loan Management System?
  • If We Image Our Loan Files, Does It Mean That We Have to Digitize All of Our Internal Documents Too?
  • Paying Taxes Before They Are Due-RESPA Violation
  • Recourse- Forged Check Deposited Into Closed Acct.
  • Deadline for 2013 Uncompleted Tax Returns
  • Minimum Loan Amount to Report Refi/Purchase
  • Rescinding a Transaction: Start Loan From Scratch?
71% of bankers believe that a loan document imaging system is worth the initial investment. How does your bank manage loan files? If the answer is paper, it's time your institution learned about what other banks are doing to efficiently manage loan documentation. Download our free loan management study.



The following articles are featured in the Operations section:
  • Open Acct. for Elderly Person w/ Expired ID?
  • Required Distributions for Traditional IRA
  • Time Frame for Returning POS/Checks
  • CTR Deposit Into Business But For Personal Purpose
  • Tool for Identifying A Bank's TIN?
the OCC and CFPB recently issued new requirements for third-party oversight? These are critically important for anyone involved in collateral valuation or appraisal operations. Click here for a white paper with fourteen recommendations for efficient third-party oversight.



The following articles are featured in the Security section:
  • Security Budget
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.

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Check out the
Bankers' Threads!

Reporting Counterfeit Currency
If a customer or business deposits counterfeit currency to their account and the bank catches it, is against the law not to report this to the U. S Secret Service?

Read and weigh in with some helpful information on Counterfeit Currency in the Security - PUBLIC Forum.

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