Monday, July 21, 2014



The following articles are featured in the Compliance section:
  • Definition of ISO & Privately Owned ATMs
  • Charge Fee For Periodic Statements?
  • Time Frame On Disclosures For Counter Offers
  • Listing CTR As Conducted On Own Behalf
  • Always Required to Investigate Reg E Disputes?
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The following articles are featured in the Lending section:
  • Selecting a Loan Management System - Five Phases
  • How Much Does Document Management Software Cost?
  • What Should We Ask to See When Viewing Demos from Document Management Vendors?
  • 30 Day Out Of Debt Covenant Period
  • 7 Day Waiting Period- Time of App Until Closing?
  • Disclosures Required for Loan to Purchase 2nd Home
  • Recording Fee Charge For Subordination Agreement
  • Fixed Home Equity vs. Home Equity Closed-End Loan
management must identify BSA/AML risks across all business lines to implement a sound BSA/AML program. Given our ever changing environment, it may be time for you to revisit your BSA/AML Risk Assessment. To help in this process, download our free article that highlights some risk categories that financial institutions may be overlooking when developing risk profiles.

the cost of document management systems can vary greatly, depending on your bank's asset size and desired features. Are you only looking for an imaging repository system, or do you prefer a more advanced system with exception tracking, workflows, tablet integration, loan approval, and exception tracking? Click here to explore your options.



The following articles are featured in the Operations section:
  • Additional Owner On Acct vs. Just A Signer
  • Affidavit for Collection of Personal Property
  • Multiple Signers On Rep Payee if Business Account?
  • Tips to Avoid Debit Card Fraud for Businesses
  • Authorized Signers Required to Give Tax ID#?
conducting Regression Analysis on your loan data is the only definitive way to determine if your institution treats all applicants equally? However, Fair Lending Regression Analysis isn't right for everyone. Download a FREE eBrief, "A Fair Lending Regression Primer" from TRUPOINT Partners to learn how regression is used in Fair Lending compliance.

there are countless advantages to outsourcing BSA/AML Transaction Monitoring to the experts? Imagine NO MORE transaction monitoring, alerts, caseloads and staffing issues, while creating more time for other responsibilities. Outsource your transaction monitoring to AML RightSource and experience continuous process improvement to increase the effectiveness of your BSA program.



Read the Current Edition of Tech Talk

the CFPB and OCC have recently issued reminders about their requirements for Third-Party Oversight? If you deal with collateral valuation or appraisal operations, this is critical reading for you. Click here to get a white paper with fourteen recommendations for choosing the right vendors to limit your risk.



Are you looking for help from other bankers?
Check out the
Bankers' Threads!

Terming Out a HELOC
Can a HELOC be "termed out" in a way that avoids having to actually convert it to closed-end credit?

Read and weigh in with some helpful information on Terming Out a HELOC in the Lending forum.


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