May 5, 2008



The following articles are featured in the Compliance section:
  • Regulation O - Overdrafts on Insider Accounts
  • Small Bank CRA Statement
  • $100 for Opening an Account with Direct Deposit
  • HMDA Reporting - Commercial Loan Refinancing
  • Confused Over Reg CC's Standard & Extended Holds
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Large financial institutions report that 40 percent of deposit account fraud losses are due to cross channel fraud? The 2007 Edition of the American Bankers Association’s Deposit Account Fraud Survey Report underscores the importance of managing identity risk across all channels. Identity verification and authentication solutions can be deployed for in-person, telephone, and electronic customer interactions. Bridger InsightTM XG offers identity authentication. Try it FREE today (for 30 days).



The following articles are featured in the Lending section:
  • Portfolio of Lending Products for SMBs
  • HOEPA Rate Spread Amounts
  • Is the "Individual" a Consumer or a Business?
  • Removing Ex-husband from the Loan
  • Automated Underwriting System - HMDA Reporting
  • Credit Denial Form

There are great challenges facing retail banking IT in ensuring that application service levels are met or exceeded. Dynamic Application Service Management (DASM) can help alleviate such issues for retail banking, by ensuring that end-user experience standards for applications, such as CRM, Internet banking, loan and mortgage applications, risk reporting, and offline batch processes are consistently high. Learn More



The following articles are featured in the Operations section:
  • No Notice was Given on Large Item Return
  • Signer Depositing Checks into Business Account
  • Debit Cards for Accounts Requiring Two Signatures
  • Rules on Banks Closing Due to Inclement Weather
  • LLP Account Changes

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The following articles are featured in the Security section:
  • Protecting Customers from Online Tax Scams
  • ATM Lighting Court Cases?
  • Exempt Customer Purchased by Non-exempt Company
  • USA Patriot Act Signage


The following articles are featured in the Marketing section:
  • Market Presence
  • Colorful New Words
  • Am I Losing My Marbles?
  • EH Logo - Hi-resolution Copy


Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:
  • Web Application
  • Sign Up for E-Statements Here
  • Regulation Covering Internet Banking Bill Pay
  • Reg E Coverage - Non-receipt of Goods

Are you looking for help from other bankers? Check out the Bankers' Threads !

Requiring a Two-Week Vacation
The bank I'm employed with is FDIC insured. ALL of the employees are required to take a two-consecutive week vacation. Is this the norm?

Read and weigh in with some helpful information on Two-week vacation requirement in the Human Resources forum and see what other bankers have to say.

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