The following articles are featured in the Compliance section:

• FFIEC RDC Risk_Management
• The Equal Credit Opportunity Act
• Reg O - Sold Loans
• Reg B - Completed Applications
• One Privacy Notice per Household?
• HMDA Reporting - Dwelling Used for Day Care
• GMI Collection - Purchase of Primary Residence

Complying with regulatory mandates can have significant financial and operational impact on a financial institution. As you struggle to comply with security and access regulation mandates - intended to ensure the security/confidentiality of personal/corporate data - employing best practices will be a critical success factor. Download Imprivata's Compliance and Beyond: Toward a Consensus on Identity Management Best Practices paper for compliance-driven best practices.



The following articles are featured in the Lending section:

• Fair Lending
• Flood Insurance & Mobile Homes
• Flood Map Revision
• Purchase Money Home Loan Refi - ROR?
• HMDA LAR - Boat Dock & Lake House Purchase
• Loan Guaranteed, Not Cosigned - Compliance Issues?

Mortgages rates are still historically low. Are you positioned to take advantage of the economic conditions and gain long-term customers? Lending Solutions, Inc. helps financial institutions increase loan volume without additional overhead costs. With LSI as their 24/7 branch, our clients increase their availability to customers, make more loans, and increase revenue. To learn more, contact Jeff Frantz at jfrantz@nlpc.com or check out our online demo.



The following articles are featured in the Operations section:

• Account Closing - Pay Check to Signer or Business?
• Bank's Liability to Corporation for Funds Loss
• Reg CC - Less Hold Time
• Contest Winner Tax Form
• FDIC Ruling on POD Accounts

The following articles are featured in the Security section:

• Noncustomer Refuses to Provide SSN
• OFAC & Purchase of Cashier's Checks
• CTR on Returned Stolen Money?

The following articles are featured in the Marketing section:

• Advertise a Discounted Loan Payment
• Sharing Customer Info with Bank's Brokerage Firm
• Advertising NDIP in Bank Newsletter

Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:

• Provisional Credit & the Questionable Customer
• Reg E - Periodic Statements
• Does a Chargeback = Provisional Credit?

Are you looking for help from other bankers? Check out the Bankers' Threads !

Handling Management's Response to Audit Recommendations
What do you do with a response of "Management will look into this or will consider this recommendation"?

Read and weigh in with some helpful information on Audit Response in the Audit forum.