The following articles are featured in the Compliance section:

• MSBs and the BSA
• Being in Compliance with TISA
• Complying with Reg GG
• Reg O - NSF Fee Refund
• Charging a Paper Statement Fee
• TIL Redisclosure - Reopen ROR Period?
• Business Purpose Loan - RESPA Applicable?
• Reg B - Listing Order of Applicants

On August 1, 2009, the FTC will begin enforcing the Identity Theft Red Flags regulations for all credit-issuing organizations. You will need to have specific policies and procedures in place to demonstrate the effectiveness of your identity theft prevention program. Join us for a free webinar that will focus on practical steps you can take to ensure compliance and reduce the risk of identity theft and red flags compliance sanctions. Click Here to learn more and register.



The following articles are featured in the Lending section:

• Looking for a Cure
• HMDA - Data Reporting Owner Occupancy
• HMDA Re-file
• ARM Loan - No Adjustment Schedule
• Flood Map Revision

A new research report on Recent Banking Trends was recently released by Convergys. It provides first hand insights into the affect of the economic downturn on customer attitudes toward their primary bank. Additional insights include consumer interest in service trends like mobile banking and the identification of key customer segments that drive revenue, and expenses. Learn More: Order Your Copy of the Recent Banking Trends Report NOW.



The following articles are featured in the Operations section:

• Return of Unauthorized Paper Debit
• FI Dictating Business Signer Changes?
• Reg D - Transfer Violations
• Agent Closing UTMA Account
• Savings Account - Quarterly Transactions

Complying with regulatory mandates can have significant financial and operational impact on a financial institution. As you struggle to comply with security and access regulation mandates - intended to ensure the security/confidentiality of personal/corporate data - employing best practices will be a critical success factor. Download Imprivata's Compliance and Beyond: Toward a Consensus on Identity Management Best Practices paper for compliance-driven best practices.



The following articles are featured in the Security section:

• CTR- Account Cash Withdrawal
• SAR Filing Methods
• Foreign Currency Purchase

The following articles are featured in the Marketing section:

• How Current Events Have Changed Banking
• Advertising NDIP in Bank Newsletter
• Bank T-shirts
• Advertising Free Checking for Life

Read the Current Edition of Tech Talk

The following articles are featured in the Technology section:

• Re-credit Phished Customer?
• Switching Formats
• Preauthorized Now Unauthorized Debit

Are you looking for help from other bankers? Check out the Bankers' Threads !

Handling Government Requests for Customer Information
Would someone remind me of the responsibility a bank has when a federal government agency request financial information on a customer?

Read and weigh in with some helpful information on Right to Financial Privacy-Requirements of Banks in the General Discussion forum.