FORGET YOUR PASSWORD?
Editor: Lucy H. Griffin
Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina
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Vol. 13, No. 1
January 17, 2008
Executive Editor: Lucy H. Griffin, Esq.
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| Board of Advisors: |
John S. Byrne, Esq.
David Battle
Robert P. Chamness
Phillips G. Gay, Jr.
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Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
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Table of Contents (read Recent Issues)
RESPA: HUD Hits §8 Homers (3 Action Steps)
HUD's investigation into §8 violations nets significant civil money penalties and more.
Disclosures: What Consumers Really Want (7 Action Steps)
Hearings and consumer tests conducted by the Fed reveal what information consumers most need to know and the best way to present it to them.
Action Training: Calculating Price Spreads (Chart)
In light of The Fed's revised Reg Z proposal, there would be three techniques for calculating the price spread of a mortgage.
Compliance Notes
Compliance Calendar
In the Editor's Opinion:
Could Less Be More?
Concentrating less on what the law requires and more on what consumers can understand could help provide more effective disclosures.
Compliance Q&A
FDIC on Flood
The institution and the borrower is exposed to risk if flood insurance coverage lapses.
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