FORGET YOUR PASSWORD?
Editor: Lucy H. Griffin
Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina
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Vol. 11, No. 5
May 12, 2006
Executive Editor: Lucy H. Griffin, Esq.
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| Board of Advisors: |
John S. Byrne, Esq.
David Battle
Robert P. Chamness
Phillips G. Gay, Jr.
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Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
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Table of Contents (read Recent Issues)
Common Violations: Putting Them to Use (5 Action Steps)
The common violation list illustrates trends as well as flagging current problems and shows what recurring violations have been. It has many uses for avoiding the same common traps in the future.
CRA & HMDA: What to do With the Data (4 Action Steps)
At a recent speech, Federal Reserve Chairman Bernanke focused on the past and current uses of HMD and laid out some suggestions for the future.
Action Training: What is a Refinancing? (Chart)
The word "refinancing" has a plain English meaning that can be found in any dictionary. But we all know you can't use a standard dictionary when defining compliance.
Compliance Notes
Compliance Calendar
In the Editor's Opinion:
Three Decades of HMDA
When was the last time we sat back and took account of where we have been, where we are now, and where we may be headed? With almost three decades under our belt, it is time.
Compliance Q&A
FTC Looks at Mortgage Disclosures
The issue of alternative mortgage regulation is getting very interesting - and complex.
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