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Editor: Lucy H. Griffin
Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina
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Vol. 12, No. 8 July 5, 2007
Executive Editor: Lucy H. Griffin, Esq.
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| Board of Advisors: |
John S. Byrne, Esq.
David Battle
Robert P. Chamness
Phillips G. Gay, Jr.
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Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
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Table of Contents (read Recent Issues)
Nontraditional Mortgages: Final Forms (5 Action Steps)
Model forms for non-traditional mortgages published by the agencies will help consumers make informed choices and select the best mortgage plans for their needs.
CAC Discusses TIL Proposal (4 Action Steps)
The Consumer Advisory Council comments favorably on the Federal Reserve Board's proposal to revise the credit card disclosures of Regulation Z.
Action Training: Co-Signer, Co-Applicant, or Co-Borrower? (Chart)
A great deal of time and energy goes into determining whether an applicant has a co-borrower, a co-signer, or a co-applicant.
Compliance Notes
Compliance Calendar
In the Editor's Opinion: Banking Regulators Do It Better Who is better equipped to handle the supervision and enforcement of consumer protection?
Compliance Q&A
Emerging HOEPA Issues
Concerns related to HOEPA loans was one of the hot tops discussed at CAC's recent meeting.
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