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Editor: Lucy H. Griffin

Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina

Vol. 14, No. 8
July 10, 2009

Executive Editor:  Lucy H. Griffin, Esq.
Board of Advisors:
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson 		Phillips G. Gay, Jr.
Barbara Hurst
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
Table of Contents (read Recent Issues)

Credit Cards: After February 2010 (4 Action Steps)
Credit Card rate increases are always a hot topic of discussion. The CCARD Act addresses this and other consumer concerns.

Whither CRA? (4 Action Steps)
Possible changes to CRA in light of developments in the financial industry were discussed at CAC's June meeting.

Training Page: From CCARD Act to TIL Act: A Conversion Chart (Chart)
Several provisions under the CCARD Act have specific effective dates that vary from the nine-month norm. This chart will help you keep it all straight.

Compliance Notes Compliance Calendar

In the Editor's Opinion: Reverse Mortgages: The Next Compliance Crash?
As is almost always the case with any 'disaster', we never see it coming.

Compliance Q&A





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