FORGET YOUR PASSWORD?
Editor: Lucy H. Griffin
Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina
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Vol. 12, No. 11
September 18, 2007
Executive Editor: Lucy H. Griffin, Esq.
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| Board of Advisors: |
John S. Byrne, Esq.
David Battle
Robert P. Chamness
Phillips G. Gay, Jr.
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Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
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Table of Contents (read Recent Issues)
Fair Lending: How to Self-Assess (5 Action Steps)
Good fair lending self-assessment procedures include more than just looking at loan files.
Disclosing Subprimes: Proposed Models (4 Action Steps)
Product benefits and risks should be presented in any loan product disclosure. The agencies are asking for comments on their proposed disclosure models for subprime loan features.
Action Training:
Selling Subprime & Nontraditional Loans (Chart)
The art of being a responsible lender is knowing how to present or explain the risky features of a loan product.
Compliance Notes
Compliance Calendar
In the Editor's Opinion:
Who's to Blame?
In the world of financial institutions, pointing a finger at other players makes sense.
Compliance Q&A
Loss Mitigation Strategies: Re-layering Risk
In response to the current mortgage crisis, the agencies have issued guidance on loss mitigation strategies to help reduce the risk to all involved.
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