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Editor: Lucy H. Griffin
Board of Advisors:
John S. Byrne, Esq.
Robert P. Chamness
Cliff E. Cook
Phillips G. Gay, Jr.
Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III
Andy Zavoina
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Vol. 12, No. 12
October 9, 2007
Executive Editor: Lucy H. Griffin, Esq.
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| Board of Advisors: |
John S. Byrne, Esq.
David Battle
Robert P. Chamness
Phillips G. Gay, Jr.
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Barbara Hurst
Richard Insley
Michael D. Maher
Robert G. Rowe, III, Esq.
Andy Zavoina
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Table of Contents (read Recent Issues)
HMDA Data: Who is the Fairest Lender of All? (4 Action Steps)
Over the past several decades, the players in the lending field have changed and there is still a lot to be done to achieve lending equality.
DOD & the New MAPR (3 Action Steps)
Lenders with a significant number of military customers will want to pay close attention to the final rules on consumer credit extended to servicemembers.
Action Audit:
Making the Most of HMDA Data
HMDA trends over an extended period of time more clearly reveal how your institution is functioning in the market.
Compliance Notes
Compliance Calendar
In the Editor's Opinion:
CRA and Credit Unions
As credit unions grow into more sophisticated financial institutions, their share of the responsibilities should expand also.
Compliance Q&A
Proposed Guidelines on Garnishment
The agencies offer joint guidance on state garnishment laws and federal laws protecting certain forms of federal payment.
FTC Warning on Predatory Mortgages
FTC is the watch dog over advertising practices of entities subject to its jurisdiction, guarding consumers against deceptive mortgage ads.
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