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FORGET YOUR PASSWORD? Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. Robert P. Chamness Cliff E. Cook Phillips G. Gay, Jr. Barbara Hurst Richard Insley Michael D. Maher Robert G. Rowe, III Andy Zavoina |  |
Volume 9, Number 14 This issue went to press on December 6, 2004. Table of Contents Fair Lending Enforcement: Something Old, Something New (7 Action Steps) In the case of fair lending, what is new is in fact what is old. The most recent cases look strikingly like some older ones. Shopping for Software (6 Action Steps) As with any purchase, the motto when shopping for software should be caveat emptor, or let the buyer beware. Addressing concerns examiners have raised with software they encounter in institutions, the FDIC provides guidance on steps banks should take when shopping for software. Action Training: Fair Lending Remedies: Your Program's Benchmarks The two most recent fair lending cases provide a good measurement for your fair lending program. If the core components of your fair lending program meet the requirements set forth for these two banks, your program should be a good one. Compliance Notes
In the Editor's Opinion: Looking Out and Looking In Since their invention, banks have been designed for protection and security. And with risk management becoming all the rage, bankers are getting hit from all sides. Compliance Q&A CAC on Predatory Lending When it comes to predatory lending concerns, the Consumer Advisory Council has plenty to say. 
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