Home Current Issue Archive Subscribe Now Online Access Community About Bankers' Hotline BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Executive Editor: Barbara Hurst Contributing Editor: Genilee S. Parente Board of Advisors: Charlotte Bahin, Esq. David Battle Brooke Blake John S. Byrne, Esq. Peter G. Djinis, Esq. William Gearin Lucy H. Griffin Mary Beth Guard, Esq. Boris F. Melnikoff Robert G. Rowe, III, Esq. Roger J. Snell Dana Turner William R. Wipprecht Vol. 13, No. 4 This issue went to press on June 24, 2003. Table of Contents Risk Assessment Challenge: How Much Risk is "Reasonable and Practicable?" The financial industry has been instructed to determine the true identity of its customers, as far as is reasonable and practicable. This last phrase has already raised the ire of some congressional members in Washington. Fed Announces: Current & Future Routing Changes The Federal Reserve Board has issued a final amendment effective July 22 to Regulation CC that updates routing numbers for Federal Reserve and Federal Home Loan Banks. The agency also announced routing number changes that will be made in the future to accommodate its actions in closing down 13 of the Federal Reserve check processing centers. In The News Calling All Nearby ATMs Coffee & Credit All In One A Sharper Eye Smart Cards Rolled Out In Midwest Statistics, Facts, & Such Training Page #127: UCC: Practical Application, Part V We are continuing a series of training pages to address some of the confusion that sometimes occurs when applying the Uniform Commercial Code to claims. Group Aims To Connect The "Underserved" A partnership of technology and Internet service providers has dedicated itself to seeing that low- to moderate-income households join the ranks of those who can take advantage of today's payment and other technologies. Password Security Hints The attention focused on the privacy issue increases the desire for the utmost care and protection of computer files and information. In The News - High Tech High Tech Developments Faster Than A Speeding Head Teller… A Different Kind Of "Fingerprint" A Return To Automats Sharing Images Bank-To-Bank From the editor's desk:…A Theory About Bank Robbery by Barbara E. Hurst We have always assumed that bank robberies increased in December because of the holidays. This year, it seems as if we're anticipating incorrectly. War Stories Handy PIN He Forgot! Eggs For The Children, No Doubt Poor Planning Questions & Answers UCC & Ambiguously Named Payees Deceased Payee & Forged Endorsement Withholding IRA Disbursement To Beneficiaries Correct SSN For Conservatorship Account What Do Other Bankers Do? High Reputation Rating Thumbs Up In Minnesota Commercial Loan Information Modernization In A Small Community Imaging Deposits Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager