Home Current Issue Archive Subscribe Now Online Access Community About Bankers' Hotline BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Executive Editor: Barbara Hurst Contributing Editor: Genilee S. Parente Board of Advisors: Charlotte Bahin, Esq. David Battle Brooke Blake John S. Byrne, Esq. Peter G. Djinis, Esq. William Gearin Lucy H. Griffin Mary Beth Guard, Esq. Boris F. Melnikoff Robert G. Rowe, III, Esq. Roger J. Snell Dana Turner William R. Wipprecht Vol. 13, No. 9 This issue went to press on December 16, 2003. Table of Contents Enter 'The FACT Act': Identity Theft Law Merges With FCRA According to the explanation on the new law, The FACT Act was enacted to amend the Fair Credit Reporting Act, prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes. #4789 Is Now #104: FinCEN Revises CTR Form FinCEN has modified the Currency Transaction Report (CTR) - and it's available. Police Presence Via Low Cost Mortgages A program in Louisiana may be good for local neighborhoods - and for the financial institution. In The News Are Our Cards Set to Shrink? Biometric Payments Tested in Multiple Locations Visa's Gift Card Spreads Wings Colleges Looking at Increasing Card Linkages Banks Offer Easier Merchant Payment Method Students More At Risk For ID Theft Statistics, Facts, & Such Training Page: Spotlight On…Claims Transactions that go through without any problems make up the bulk of the day's work. But every now and then comes a 'glitch' in the unusual item. What do you do with it? We'll take a look at the more common problems, and try to give you some procedures and remedies. Cash Back Feature Cuts Into ATM Use Industry analysts are saying that the cash back feature that many merchants now offer is partly responsible for a drop in usage of automated teller machines. Invisible Ink Spray There's a new product that may help catch the criminals who attempt to steal from the ATM. From the editor's desk…They're With Us by Barbara E. Hurst Is it my imagination, or is the financial industry becoming more mercenary and considerably more paranoid than it used to be? ICBA Endorses Security Group War Stories He Was Short-Changed! "I Know Him!" Dangerous Vegetable Not a Good Disguise Questions & Answers Streamlining Stop Payments Account Ownership and Telephone Transfers Physical Requirements for Vaults Negative Database Defined What Do Other Bankers Do? Using Gift Cash To Teach Savings Programs Target Wealthy Depositors Fee Free Checking Cross-Selling During The Game Supporting Low-Income Youth Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager