Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 2 This issue went to press on March 14, 2003. Table of Contents Payday Lending, Risk, & Regulators (4 Action Steps) Payday lending has become an increasingly popular product. And the more popular it gets, the more it gets talked about. The latest word is from the FDIC. That agency has proposed draft examiner guidelines for payday loans. Reg W: Regulation W - Part 1 (5 Action Steps) Regulation W is a new regulation that is 70 years old. Like some 70-year-olds it's had a face-lift and a few "improvements" to give it a fresh new appearance and make it more user-friendly. Compliance Notes Help Prevent Identity Theft Section 314(a) Back In Business FTC's Telemarketing Fraud Cases National Consumer Week Information Sharing Forms Compliance Calendar In the Editor's Opinion: Data Collection: It's An Idea Past Its Prime The Federal Reserve has spoken. Monitoring data may only be collected under controlled circumstances and for purposes of self-analysis. Don't expect the consumer advocates to take this loss quietly. Compliance Q&A If the bank pays the fees, are they still finance charges? Reg CC: What constitutes an emergency reason for placing a hold? Suspected terrorist: Beyond SAR, what steps to take? Do borrowers need to sign the HUD-1? Predatory Lending: OCC Issues Guidance On Predatory Lending The OCC was the first agency out the door in reminding financial institutions that unfair and deceptive trade practices are to be avoided and that the OCC would take enforcement action upon finding any. Now the OCC joins the FDIC in warning institutions against abusive lending practices. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager