Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 3 This issue went to press on March 31, 2003. Table of Contents Regulation B: The More It Changes, The More It Stays The Same The Federal Reserve has completed its review of Regulation B and published the final results. And there are two significant changes. Reg W: Regulation W, Part II (5 Action Steps) We return to Regulation W again this month to focus on the quantitative limits, collateral requirements, and valuation rules of Federal Reserve Act Sections 23A and 23B that have been updated and consolidated into this newly issued regulation from the Federal Reserve Board. Action Training Regulation B Signatures: Guarantors, Co-Signers, and Documentation (8 Action Steps) Since the first days, compliance with Regulation B's signature rules has been fraught with problems. In reaching decisions on signatures, lenders should take the following eight steps. Compliance Calendar In the Editor's Opinion: Understandable Disclosures The Comptroller of the Currency has put forward a revolutionary idea: consumer disclosures that are easy to prepare and understandable to consumers. What a novel concept. Compliance Notes Comptroller Calls For Better Regulations Restructuring For Bank Regulatory Agencies SAR Activity Review Compliance Q&A Reusing a flood determination Business loan customers, joint financial statements, and assets Annual policy reviews Using 1990 census data for the 2002 fair lending self assessment Resources: Sources For Census 2000 The Bureau of Census is slowly churning out the results of the 2000 census. And sooner or later, we'll be all switched over to the new database and all those new tracts. But where should you look now? Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager