Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 4 This issue went to press on April 30, 2003. Table of Contents Developing A Successful Bank Secrecy Program: To Catch A Crook, Think Like One (4 Action Steps) There are two ways to approach an anti-money laundering program. The first is to make sure that all CTRs and SARs are correctly filled out and filed on time. The second way to approach an anti-money laundering program is to think about how to catch a crook. BSA: FRB's SAR Enforcement (6 Action Steps) It is significant to see the elements highlighted in an enforcement action for practices that took place before FinCEN's final Customer Identification rule. Action Audit: Selecting Reasons For Adverse Action (9 Action Steps) Regulation B tells creditors that they must inform credit applicants of the specific reasons for denial. It has been in place for a quarter of a century. But we still have trouble with it. Compliance Notes Flood Compliance Tip Kudos to BankersOnline! Compliance Management Anyone? Financial Education Site Common Flood Violation Compliance Calendar In the Editor's Opinion: Suspecting the Unsuspecting Banking has entered a new era in which we must be suspicious of unsuspicious-seeming people. Compliance Q&A Checking accounts, overdraft protection, and adverse action notice Selecting reasons for declining loans Construction loans used to acquire title & RESPA Purchased loans & rescission problems Denying business credit: written or oral notice? Community Development Research: Greenspan on Community Development Research Late in March, Federal Reserve Board Chairman Alan Greenspan addressed the Federal Reserve System's Community Affairs Research Conference. He delivered a strong, clear message: research is needed but the research must be responsible. Reg Z: Bounce Protection v. Regulation Z Bounce protection programs - those products put forward to banks as a significant generator of fee income - have come under the regulator's umbrella of concern. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager