Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 9, Number 3 This issue went to press on April 14, 2004. Table of Contents The GFE: HUD Starts Over It's official. HUD has withdrawn the "final" rule on GFEs that it sent to OMB for review. Instead of issuing a final regulation, HUD is going back to work. Predatory Lending: The Study and a Verdict ( 6 Action Steps) The findings of a recent study completed by The Urban Studies Institute at the University of Louisville are clear - and convincing. The entire financing industry should be concerned about predatory lending. Action Audit Regulation Z: Checking APRs (7 Action Steps) A basic part of any loan compliance audit includes checking the finance charge and the annual percentage rate calculations and disclosures. Compliance Notes HUD Fair Housing Grants Fair Housing Complaints Help with Check 21 OCC Credit Scoring Conference Email and Internet Fraud Fraud, FDIC and FACTA In the Editor's Opinion Compliance Signposts The existing regulatory burden provides us with signposts to the path of regulatory burden prevention. Compliance Q&A Reg B Application Requirements Transfer of Servicing Notice Signature Requirements FRB Appoints New Director The appointment of a New Director indicates a possible change of emphasis for the Federal Reserve Board. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager