Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 6 This issue went to press on June 24, 2003. Table of Contents The Latest On Redlining & Predatory Lending (6 Action Steps) Predatory lending has been front and center for several years - and it is staying there. Now, reverse redlining is also part of the line-up. Bounce Protection: The Issues Bouncing Around Bounce Protection (7 Action Steps) Some hot new products are wonderful ideas and come with complicated issues. Bounce protection is such a product. Action Training: Laws & Regulations - What's The Difference? (Table of Definitions) The current brouhaha over the RESPA servicing transfer notice brings to the front burner a common question: what is the difference between a law and a regulation. The corollary is: why do we care? We care because, right now, it makes a huge difference. Compliance Notes FRB Rides Financial Education Bandwagon Congratulations To Andy! Reverse Redlining FRB Settles Case With NAB Bank Compliance Calendar In the Editor's Opinion: How Much Is A Fireman Worth? When we manage our Community Reinvestment Act programs, we tend to focus on data analysis, quantifying investments, and somehow making enough loans to low- and moderate-income borrowers to get at least a Satisfactory rating. But CRA about more than counting up loans and investments. Compliance Q&A Applying the new HMDA rules Driver's license photocopy & Reg B violations New ethnicity & race collection requirements Selecting race for the applicants Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager