Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 7 This issue went to press on July 22, 2003. Table of Contents The Real Role of Compliance: Corporate Governance There have been several times in the last three decades when the ethical behavior of financial institutions has been the center of attention. The most recent concern is triggered by the behavior of non-financial institutions, starting with Enron. Regulation: Regulation Burden Reduction Attempted (5 Action Steps) It is now official. The bank regulatory agencies have published notice of their intent to review all regulations with the goal of reducing regulatory burden and making regulations work more smoothly together. Action Audit: Auditing The Compliance Program There are lots of audit procedures for compliance, but not very many look at the compliance program itself? Compliance Notes Greenspan On Ethics New MFI Numbers Homeownership Counseling Procedures IT Vendor Contracts Do Not Call List: Summer's Hot Item! Compliance Calendar In the Editor's Opinion: Where Does Regulatory Burden Come From? There is nothing quite like going through a mortgage settlement to get a fresh perspective on compliance, regulatory burden, and paperwork in general. Compliance Q&A Reasons for adverse action CD renewal disclosures Construction loans & RESPA Additional funds for a construction loan and disclosures Developing new disclosures Reg Z: Prepare To Implement The Reg Z Commentary Update Each year the Federal Reserve Board updates the Official Staff Commentary to Regulation Z, Truth in Lending. While in some years, the Commentary update is expansive, this year's update was relatively modest. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager