Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Vol. 16, No. 13 November 28, 2011 Acrobat Version: Vol 16, No 13 (pdf) Executive Editor:       Lucy H. Griffin, Esq. Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III, Esq. Andy Zavoina Table of Contents (read Recent Issues) The Form of Disclosure: Deposit Accounts (4 Action Steps and Link to Model Disclosure) When it comes to consumer disclosures, presentation of the information can be just as important as the actual content. The Form of Disclosure: Mortgage Loans (4 Action Steps) A combined single disclosure for both Truth in Lending and RESPA has been drafted by the BCFP...and they are both looking for and need your input. Compliance Notes BCFP Seeks Information About Education Loans Fraudulent Websites FinCEN Issues Guidance on International Issues FinCEN Updates MSB List Exit CAC - Enter CDIAC OCC Foreclosure Project Report Compliance Calendar In the Editor's Opinion: Disclosures v. Compliance Designing disclosures more for compliance than communicating information - in a way the can consumer understand - can fail to achieve the intended goal. Compliance Q&A When to Pull a New Credit Report Disclosures for Increased Risk Resending Adverse Action Notice to Correct an Error Considering Rental Income for Loan Repayment When BCFP Supervision Takes Over When an institution switchs over to BCFP supervision has been further defined by the prudential regulators. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager