Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Volume 8, Number 13 This issue went to press on December 3, 2003. Table of Contents Clear & Conspicuous: A Federal Reserve Standard for Disclosures As usually happens when regulation drafters attempt to balance burden with flexibility, the result was a less-than-crystal-clear standard. Fair Lending: Redlining in the 21st Century (6 Action Steps) Redlining, no matter how you look at is, is very much a fair lending issue and must be considered in the context of fair lending. Action Training: FCRA Investigations: How Much is Enough? (5 Investigation Steps) Some regulators have questioned whether institutions do an adequate job of investigating consumer complaints. This new requirement is going to raise the expectations of both regulators and consumers. Compliance Notes Flood Problems to Look For Fair Lending Anyone Defining CRA Pay Attention to Basel New OTS Exams Where is the CRA Review Regulation Z Update In the Editor's Opinion: FCRA: Improved, With Burdens What is a match made in heaven for consumer groups can easily become a major compliance burden for financial institutions. Or - it could be an opportunity. It depends on how you approach it. Compliance Q&A Credit Reports for Home Equity Application Loan Denial Notice KYC vs. CIP Risk Management: Risk Management Anyone? Risk management is the watchword of the day. It is the theme song of each of the regulatory agencies as they describe their new examination procedures. CRA: Cisneros on CRA Henry Cisneros was the keynote speaker at PCI's annual CRA and Fair Lending Colloquium. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager