Home Current Issue Archive Subscribe Now Online Access Community About Compliance Action BIN Products & Services Bankers' Hotline Compliance Action Bankers Video Library Security Officers Workshop Compliance Accountability Manager Executive Guide BankersOnline.com Current Issue Recent Issues Information Subscribe Now Online Access Contact Us FORGET YOUR PASSWORD? Enter your E-mail Address Editor: Lucy H. Griffin Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III Andy Zavoina Vol. 15, No. 16 December 31, 2010 Acrobat Version: Vol 15, No 16 (pdf) Executive Editor:       Lucy H. Griffin, Esq. Board of Advisors: John S. Byrne, Esq. David Battle Robert P. Chamness David Dickinson Phillips G. Gay, Jr. Barbara Hurst Michael D. Maher Robert G. Rowe, III, Esq. Andy Zavoina Table of Contents (read Recent Issues) Truth In Lending: Corrections for Payment Schedule Disclosures (6 Action Steps) Haste makes waste. Following their quick action to publish regulations to implement the new payment schedule disclosures, the Fed has identified a few things that need attention before the rule takes final effect. Compensation for Loan Officers: Not Exempt? (6 Action Steps) An interpretation of the Fair Labor Standards Act issued by the DOL Wage and Hour Division raises issues of overtime and compensation practices for mortgage loan officers. New 18(s) Payment Schedule Discloures: Required Elements (Chart) Required elements for the new payment schedule disclosures is outlined in this handy chart. Compliance Notes Changes in Non-Cash Payments Regulation Z Clean-up CRA Asset Size Threshold Adjustment FTC Adjusts Price for Consumer Report HMDA Exemption Reset FDIC Quiz on Financial Scams Compliance Calendar In the Editor's Opinion: Two-Page Credit Card Contract - Bright Idea or Bomb? Since we can't force consumers to read lengthy disclosures, giving them less content to read makes sense but how far do we go and what is sacrificed in the process? Compliance Q&A Notice Requirement for Loan Modification Denial Risk-based Pricing Rule for Third Party Loans Risk-based Pricing Notice Fee Real Estate Loan to an Estate Wire Fee for Loan Payoff New Year's Resolutions for Other People to Make When making your list of New Year's resolutions, why not include some resolutions for others that could make our lives much easier. Bankers' Hotline Newsletter  |  ComplianceAction Newsletter  |  Bankers Video Library  |  Security Officers Workshop  |  Compliance Accountability Manager