Reserves on deposit with the FRB
by Mary Beth Guard and John Burnett Guru BIOS
Question: What is the reserve percentage a bank must have on deposit with the Federal Reserve?
Answer: The reserve requirements are based on transaction account balances, and are subject to change.
The current percentages are found in Regulation D, Section 205.9(a). In very general terms, for every $100 in transaction account balances added to your
bank’s balance sheet, you must reserve $10.
The original version appeared in the September/October 2004 edition of the Oklahoma Bankers Association Compliance Informer.
BankersOnline is a free service made possible by the generous support of our
advertisers and sponsors. Advertisers and sponsors are not responsible for site content. Please help us keep BankersOnline FREE to all
banking professionals. Support our advertisers and sponsors by clicking
through to learn more about their products and services.