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Mobile Homes and HMDA
Dan Persfull, BOL Guru
Guru Bios

Question:   Is a mobile home HMDA reportable? Does it matter if they are permanently attached to a property or not? Are there any differences in mobile homes in general, or are they all considered the same as far as reporting goes?

Answer:  To find your answer look to the definition of a dwelling at 203.2(d). You will find a mobile home meets the definition of a dwelling. Therefore, the answer is yes if the purpose of the loan is a home purchase, home improvement or refinancing.

First published on BankersOnline.com 2/13/06









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