http://www.bankersonline.com/forum/ubbthreads.php BankersOnline Discussion on Lending Compliance Bankers Online - UBB.threads(tm) http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361426#Post1361426 Posted by theloanbug:
I think block 8 is transfer tax. I just need to make sure that is where the mort tax goes is in blo]]> Sun, 21 Mar 2010 16:49:18 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361422#Post1361422 Posted by theloanbug:
I think maybe this is where my problem may be. My mortgage tax we file on every mortgage. Then we ]]> Sun, 21 Mar 2010 15:45:02 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361420#Post1361420 Posted by jlroberts:
Conflicting answers within the government agency that wrote the program - I'M SHOCKED We are a Fr]]> Sun, 21 Mar 2010 15:18:46 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361419#Post1361419 Posted by jlroberts:
We also do a mock short year statement to make sure the disbursement to the borrower won't cause a s]]> Sun, 21 Mar 2010 14:52:57 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361418#Post1361418 Posted by jlroberts:
We thought the same thing but got it clarified by HUD. There is no requirement to disclose the fee o]]> Sun, 21 Mar 2010 14:38:27 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361417#Post1361417 Posted by jlroberts:
Queen - we just started charging it to the borrower. :( ]]> Sun, 21 Mar 2010 14:27:18 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361416#Post1361416 Posted by jlroberts:
I believe we are required to re-disclose the GFE as well as the TIL whenever there is a change to th]]> Sun, 21 Mar 2010 14:21:46 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361415#Post1361415 Posted by jlroberts:
We use an index that changes every Monday as well as an index that changes on the 15th of every mont]]> Sun, 21 Mar 2010 14:12:43 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361391#Post1361391 Posted by theloanbug:
Ok, then at closing then do all of the fees on the GFE have to be shown on the HUD? Either poc or cr]]> Sat, 20 Mar 2010 16:46:26 EDT http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1361390#Post1361390 Posted by theloanbug:
MunQuen when you did this did it add to your settlement charges? Where did the credit acutally show]]> Sat, 20 Mar 2010 16:04:10 EDT