BankersOnline Discussion on Lending Compliance http://www.bankersonline.com/forum/ubbthreads.php BankersOnline Discussion on Lending Compliance Bankers Online - UBB.threads(tm) Re: const/perm http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662635#Post1662635 Posted by rlcarey:
Richard,

Those are ones that I am talking about. While Appendix D remains - which allows you (...)]]> Thu, 09 Feb 2012 11:16:56 EST Re: HPML income http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662632#Post1662632 Posted by rlcarey:
It would depend on how you calculate your DTI according to your loan policy. I don't know (...)]]> Thu, 09 Feb 2012 11:11:39 EST Re: Escrow during construction http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662516#Post1662516 Posted by rlcarey:
Why not just include that in the loan agreement and pay it out of the construction funds.]]> Thu, 09 Feb 2012 09:27:05 EST Re: Reg O - refinance of primary residence http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662514#Post1662514 Posted by rlcarey:
I would have to do some digging, but just recently I read an FRB opinion regarding the fact (...)]]> Thu, 09 Feb 2012 09:26:05 EST Re: credit report fees - review http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662506#Post1662506 Posted by kmg:
Thank you both for your comments, I appreciate it.]]> Thu, 09 Feb 2012 09:15:07 EST Re: Rescind your right of rescission??? http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662480#Post1662480 Posted by Dan Persfull:
Rizz, search using +accidental +rescission and you will find discussions on the issue such as (...)]]> Thu, 09 Feb 2012 08:27:44 EST Re: New Checking Acct Bonus and PCs--Discrimination ? http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662444#Post1662444 Posted by rlcarey:
If the idea is to promote online banking, I see no problem with it. There are no "fair (...)]]> Wed, 08 Feb 2012 22:20:41 EST Re: Preferred Lender/$1,000 Incentive to Purchaser? http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662443#Post1662443 Posted by rlcarey:
As long as the only benefit is going to the consumer, it would not be a Section 8 issue. (...)]]> Wed, 08 Feb 2012 22:17:34 EST Re: Do we need a new flood? http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662406#Post1662406 Posted by kake:
Thank you for your responses, gave me what I needed to take to the officer. I did find out (...)]]> Wed, 08 Feb 2012 17:45:58 EST Re: Adding Real Estate Taxes...need new Appraisal/Eval http://www.bankersonline.com/forum/ubbthreads.php?ubb=showflat&Number=1662405#Post1662405 Posted by rlcarey:
You have to look at your loan agreements first, to see what you are allowed to do. Acting on (...)]]> Wed, 08 Feb 2012 17:45:47 EST