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Special Instructions
Forums for general discussion
  Forums Threads Posts Last Post
Instructions for Accessing PRIVATE Forums 3 6
Re: PRIVATE FORUMS APPROVA...
(Truffle Royale) - 09/30/08 07:55 PM
Dodd-Frank Final Rules Discussions
  Forums Threads Posts Last Post
Ability to Repay/Qualified Mortgage Rule (19 viewing)
Discussion on final rule announced 1/10/13 on ability to repay and qualified mortgages.
666 3838
Re: Temporary Financing
(Dan Persfull) - 30 minutes 12 seconds ago
Escrows on Higher-Priced Mortgages (5 viewing)
Discussion of the final rule issued 1/10/2013, with effective date of 6/1/2013.
134 676
HPML escrow/additional col...
(newyork) - 12 minutes 53 seconds ago
HOEPA and Homeowner Counseling Rule (2 viewing)
Discussion on final rule issued 1/10/2013 to increase coverage of HOEPA and add pre-loan counseling requirement, plus add requirement to provide information on homeowner counseling organizations.
156 1036
Re: Homeowner Counseling N...
(John Burnett) - 02/04/15 03:08 PM
Interagency (Reg Z) and CFPB Reg B Appraisal Rules (11 viewing)
Discussion on final rule with new appraisal requirements for "higher-risk" mortgages, and on CFPB Reg B appraisal rule.
317 1775
Re: Appraisal disclosure o...
(RR Joker) - 03/02/15 02:03 PM
Integrated Mortgage Disclosures Final Rules (9 viewing)
Discussion of the Integrated Mortgage Disclosures, "Know Before You Owe" combined TILA and RESPA real estate disclosures.
111 700
Re: Rounding certain Amoun...
(Dan Persfull) - Yesterday at 03:47 PM
Loan Originator Compensation Rule (3 viewing)
Discussion on the CFPB final rules on LO compensation.
200 1140
Re: Paying referral fees t...
(Diane Dean) - 03/03/15 02:33 PM
Mortgage Servicing Rules (5 viewing)
Discussion on rules issued 1/17/2013 to add rate adjustment notice and periodic statement requirements to Regulation Z (TILA) and significant new servicing rules to Regulation X (RESPA)
426 2003
Re: ARM Notices
(Dan Persfull) - Yesterday at 10:52 AM
Remittance Transfer Rule (5 viewing)
Discussions on the final rule (subpart B of Regulation E)
174 871
Re: Business Accounts and ...
(Comply-Guy) - 02/23/15 05:50 PM
Banker Forums
Our Forums
  Forums Threads Posts Last Post
Comments on Proposed Regulations (1 viewing)
Add your thoughts to the discussion. BankersOnline will be submitting comment letters with aggregated comments.
40 453
Re: Proposed Prepaid Card ...
(river girl) - Yesterday at 03:22 PM
Article 9 (13 viewing) 379 1390
filing a cattefeeders lien
(amlafrance) - 02/25/15 12:04 PM
Audit (28 viewing)
Discussions of audit-related questions and issues
3465 16624
Re: Garnishments and 21 da...
(Ken_Pegasus) - Today at 09:30 AM
BSA/AML/CIP/OFAC Forum (144 viewing)
CIP, BSA and PATRIOT Act Issues
16670 87723
Re: Tax Refund SAR Filing
(John Burnett) - Today at 09:34 AM
CRA (33 viewing)
Discussions of Community Reinvestment Act issues.
3968 21577
Re: TDR loans and CRA
(Killin me Smalls) - 30 minutes 44 seconds ago
Deposits and Payments (122 viewing) 10754 46038
Re: IRA Early Withdrawal P...
(mlindblom) - 12 minutes 28 seconds ago
Disaster Recovery (2 viewing) 260 1308
WAN Optimization is the so...
(BankNetwork) - 02/13/15 07:21 PM
eBanking / Technology (50 viewing)
Discussions of electronic banking services and technology issues.
4366 19037
Re: CIP Requirements for O...
(P*Q) - Today at 09:29 AM
Fair Lending (2 viewing)
Questions, responses and comments on Fair Lending topics.
210 1035
credit annual fee - prorat...
(psk) - Today at 02:04 AM
FCRA (35 viewing)
Questions and comments on the Fair Credit Reporting Act.
3833 18002
FCRA AAN required?
(M&M) - 59 minutes 31 seconds ago
Financial Reform (1 viewing)
For discussion on the Financial Reforms in our industry and the Consumer Financial Protection Bureau
330 3219
All the students fail the ...
(Pale Rider) - 08/07/14 10:44 AM
Flood Compliance (34 viewing)
From SFHDFs to Forced Placement, from Special Flood Hazard Areas to Required Notices -- If it involves flood insurance, this is where to discuss it.
2163 11398
Re: Flood Policy already i...
(Dan Persfull) - Today at 09:33 AM
General Discussion (160 viewing) 24390 120500
Re: Annual Training Revamp
(JWills) - 5 minutes 58 seconds ago
HMDA (45 viewing)
This forum is for discussions on the Home Mortgage Disclosure Act
6297 31775
Re: HOA Pool Home Improvem...
(Dan Persfull) - 23 minutes 10 seconds ago
Human Resources (25 viewing) 1865 13231
Re: Branch Refresher Train...
(Rick Wemmers) - 02/27/15 11:15 AM
Lending Compliance (256 viewing) 43492 190640
Re: Purchase OO Mixed Use ...
(Dan Persfull) - Today at 09:48 AM
Lending to Servicemembers (SCRA, JWNDAA), War, Terrorism (9 viewing)
Given the current state of affairs we are creating this special topic forum to allow an open discussion of lending to servicemembers, war-related warnings, and terror alerts that may impact the financial services industry.
798 3872
Re: JWNDAA
(Kathleen B) - 03/03/15 07:56 PM
Marketing (16 viewing) 3962 14560
Re: Billboard RE lending
(John Burnett) - Yesterday at 04:32 PM
Need to Remain Anonymous (134 viewing)
This forum is to be used for those instances where it is necessary for bankers to post anonymously in order to shield either their own identity or their institution's. Registered users should log out of Threads to ensure anonymity. Log back in to post in other forums.
10939 50181
Re: CRA Donations
(Anonymous) - 38 minutes 40 seconds ago
Newbie Nook (14 viewing)
This forum is for those who are new to banking, or who have moved from one position in banking to another and are unfamiliar with their new duties.
1248 5543
Re: Information Security
(AudOne) - 02/11/15 05:24 PM
Operations Compliance (77 viewing)
Discussion of operations-related issues and questions
11576 48279
Re: Reg CC and external tr...
(Doug Hendrickson) - 1 minute 27 seconds ago
RESPA (61 viewing) 4316 25531
Re: Co-Borrower withdraws....
(Dan Persfull) - 57 minutes 28 seconds ago
Risk Management (6 viewing) 378 1383
Re: Enterprise Risk Manage...
(TooManyQ) - 02/25/15 03:08 PM
S.A.F.E. Act Forum (12 viewing)
Discussion of S.A.F.E. Act mortgage loan originator registration requirements, concerns, questions and suggestions.
560 3681
Re: SAFE Act - Live aboard...
(RFBanker) - 02/25/15 12:26 PM
Security - PUBLIC (12 viewing) 1946 11209
ATM hood keys
(Livin' The Dream) - 03/02/15 11:53 AM
State-Specific Compliance Issues
  Forums Threads Posts Last Post
Other States - General (3 viewing)
Please use this forum for General State Compliance Issues. If your state does not currently have its own forum we will create one as demand dictates. In the meantime, use this area to post your specific question using the STATE Abbreviation in the TITLE of the post.
369 855
cashing checks payable to ...
(krose) - 02/27/15 04:29 PM
Puerto Rico (1 viewing)
Puerto Rican Bankers Discussion Forum
16 37
Puerto Rico Tax Law change...
(cody_c) - 10/11/13 09:28 AM
Arkansas 35 70
Account Dormancy Periods
(leobsayer) - 02/24/15 04:10 PM
California (2 viewing) 482 1484
Workshare Agreements betwe...
(luvs2trvl) - 01/22/15 09:20 AM
Colorado (2 viewing)
Colorado Compliance Professionals
144 374
Re: Charging for paper sta...
(cbinder63) - 02/09/15 11:54 AM
Connecticut
State Specific Compliance Forum
57 123
Re: Drive Only License and...
(New Manager) - 01/05/15 12:36 PM
Florida (6 viewing) 516 1453
Re: Business from Delaware...
(Ken_Pegasus) - Yesterday at 06:05 PM
Georgia (7 viewing) 499 1883
Re: GA Usury
(RR Joker) - 44 minutes 11 seconds ago
Illinois (3 viewing) 547 1524
Re: Inactive Account Notic...
(rlcarey) - 02/27/15 08:47 AM
Indiana (2 viewing) 449 1586
Re: payoff fee
(Dan Persfull) - 02/24/15 04:04 PM
Iowa (2 viewing) 200 678
Re: State Tax Refunds Bein...
(ahkcompliance) - 02/12/15 09:15 AM
Kentucky (2 viewing) 543 1665
Re: Sole Proprietor naming...
(Ken_Pegasus) - 03/02/15 09:11 AM
Louisiana (1 viewing) 51 128
Safe Deposit Box / Joint O...
(gcook11) - 01/21/15 06:29 PM
Maryland 86 213
Financing Agreement
(djfritz) - 11/25/14 10:22 AM
Massachusetts (1 viewing) 503 1473
Plot Plan Required in MA?
(Lisa Lavigne) - Yesterday at 03:03 PM
Michigan (4 viewing) 242 691
Re: How Many People in Com...
(rlcarey) - 09/30/14 06:25 PM
Minnesota (4 viewing) 202 561
Re: Maturity Date on Mortg...
(RR Sarah) - 02/20/15 09:28 AM
New Hampshire
New Hampshire Specific State Forum
32 66
Homestead Rights and Owner...
(Dusty) - 02/09/15 12:14 PM
New Jersey (3 viewing) 310 1171
NJDOBI 2015 High Cost Hom...
(Reads Regs) - 02/20/15 11:08 AM
New Mexico 32 107
Re: New Mexico Home Loan P...
(rlcarey) - 11/08/14 04:50 PM
New York (9 viewing) 305 714
Re: Elder Financial Abuse
(nu2regs) - 02/27/15 03:46 PM
North Carolina 67 198
Re: opening a loan product...
(elcinoca) - 11/03/14 04:52 PM
Ohio (5 viewing) 182 436
Re: Dower Rights???
(pjs) - 03/03/15 04:25 PM
Oklahoma (11 viewing) 503 1758
Re: Definition of "Co...
(Pauli Loeffler) - Yesterday at 07:17 PM
Pennsylvania (5 viewing) 407 1234
Re: Burial Reserve - Funer...
(JacFSB) - Today at 12:15 AM
South Carolina (3 viewing) 174 525
Re: Good Faith Estimate Ch...
(JLynch) - 02/19/15 11:46 AM
Tennessee (6 viewing) 325 853
TN Default Rate
(mdog76) - Yesterday at 03:04 PM
Texas (12 viewing) 1436 5971
Re: mailing Notice Concern...
(Maggie80) - 02/27/15 11:47 AM
Virginia (2 viewing) 115 285
Docs from closing agent
(Rocky P) - 09/23/14 08:12 AM
Washington State (2 viewing) 134 377
Re: Question about recorde...
(RFBanker) - 02/19/15 04:30 PM
Washington, DC 6 11
HUD question
(komply) - 01/13/12 01:31 PM
Wisconsin (3 viewing)
Wisconsin state-specific discussion forum
331 1302
Re: POA and POD
(DoS) - 01/30/15 01:26 PM
Wyoming (1 viewing) 13 37
death of custodian
(lOvEwYo) - 10/08/14 12:01 PM
Non-Business Discussions
  Forums Threads Posts Last Post
Chat! - BOL Watercooler (150 viewing)
The spot to blow off steam and have fun.
24035 855276
Re: Random Thoughts
(MyBrainHurts) - 1 minute 56 seconds ago
The BOL Couch (18 viewing)
This is the place to go when you need input on problems of a nonbanking-related nature.
1608 63024
Re: Caring for our parents
(Happy Drugs) - 03/03/15 02:37 PM