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CIP and BSA/PATRIOT Act Issues
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I may not be the best person to answer this, because I use an automated system that logs the transaction scan even if I've 'whitelisted' a specific name or character string that hits repeatedly without being a true hit. So, my advice on how to run a
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Chat! - BOL Watercooler
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Sunny T, where are you in FL?
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The BOL Couch
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Prayers from Oklahoma for your family.
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Lending Compliance
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When does a GFE expire? Page 10 of FAQ states the answer as: If a borrower does not express an intent to continue with an application within ten business days after the GFE is provided (or such longer time period specified by the loan originator),
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Lending Compliance
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Thank you...I am going to a bar instead.
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Lending Compliance
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Originally Posted By: Truffle RoyaleOriginally Posted By: RR jokerHey, they answered the signature line question! Who? Where? When? New FAQ dated 11/19/09 - yes, just 2 days after the last one page 9 28) Q: May a loan originator alter the
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Chat! - BOL Watercooler
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"Merry Christmas" from me.
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Chat! - BOL Watercooler
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leap
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Chat! - BOL Watercooler
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The Wreck of the Edmond Fitzgerald - Gordon Lightfoot
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Need to Remain Anonymous
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In Oregon, you're required to disclose ATM and Night Depository safety precautions. We provide it at account opening and again when applying for an ATM/Debit card. Here's our statute: "714.300 Issuance of safety information to customers of AT
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Chat! - BOL Watercooler
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shot
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Chat! - BOL Watercooler
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1790
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Chat! - BOL Watercooler
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1707
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Deposits and Payments
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Our debit card aggreement has a provision which allows us to close the debit card if the card has been inactive for 18 months or more.
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The BOL Couch
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Hugs to you. I lost my brother 5 years ago and it took me 3 solid years to find some peace inside my heart. No one and I mean no one can tell you how long it will take to find peace. At times I still get choked up if the family is talking about him.
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The BOL Couch
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Prayers from Ohio.
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Chat! - BOL Watercooler
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Originally Posted By: Mr. Peepers6 weeks of goose hunting? No! 6 weeks of picking up poo and nuts from his yard. Happy Thanksgiving, Happy!
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Chat! - BOL Watercooler
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I am hurt GD, truly...
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Deposits and Payments
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Reg DD also requires a penalty within 6 days of any partial withdrawal (not just from opening). If you allow the customer to have a partial withdrawal, you can't let them have another withdrawal for another 7 days without imposing a penalty.
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Lending Compliance
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If you're using a change in terms agreement, you're not refinancing the loan. No new disclosures are triggered. Read §226.20(a) and the definition of "refinancing" in RESPA.
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Lending Compliance
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Just the GFE - you are correct. In fact, this type of situation could lead to you providing a revised GFE at closing.
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Chat! - BOL Watercooler
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don't worry, Iron Maiden and Tool have since come along and provided needed musical genius
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Chat! - BOL Watercooler
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6 weeks of goose hunting?
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Chat! - BOL Watercooler
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Billy Bob's in Fort Worth... reason number 3 The steaks in the Stockyards district... reason 4 Pantera was from Arlington... reason 5 ZZ Top... reason 6
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Chat! - BOL Watercooler
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Originally Posted By: THEMANOFSTEELwhy y'all breakin on the Beatles? Musical genius comes along once a millenium. So we're hosed for at least the next 950 years or so?
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