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BankersOnline.com Forums Dodd-Frank Final Rules Discussions Ability to Repay/Qualified Mortgage Rule Phased LTV Provision & State Entities
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#1869151 - 11/06/13 10:39 PM Phased LTV Provision & State Entities
YosemiteSamIAm Offline
Power Poster
Joined: Jan 2004
Posts: 2,795
Guess
Are any state-sponsored entities including in the greater than 43% phase out provision that allows for QM status on loans with LTVs greater than 43% until 2019?
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Ability to Repay/Qualified Mortgage Rule
#1869154 - 11/06/13 10:47 PM Re: Phased LTV Provision & State Entities YosemiteSamIAm
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,370
Galveston, TX
Do you mean DTIs???
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#1869158 - 11/06/13 11:03 PM Re: Phased LTV Provision & State Entities YosemiteSamIAm
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,370
Galveston, TX
I see nothing that mentions State agencies.
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#1869175 - 11/07/13 11:27 AM Re: Phased LTV Provision & State Entities YosemiteSamIAm
Kathleen O. Blanchard Offline

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Kathleen O. Blanchard
Joined: Dec 2000
Posts: 21,293
I agree. The exemption is fro federal agencies.
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Kathleen O. Blanchard, CRCM "Kaybee"
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