You will need to check your state's version of RA9, but if the bank can prove that the filing was made using the correct name it will be effective even though the filing office made an error. That was the intent of the drafters of RA9. If the bank filed using an incorrect name, the filing is effective if a search under the correct name locates the filing. If it doesn't, the filing under the incorrect name is not effective. Bottom line - if the bank makes a mistake and files under the wrong name, it can still win if a search under the correct name reveals the filing. If the filing office makes a mistake, the bank is not penalized for the staff's error.
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Sam Ott
Associate Editor
BankersOnline.com