I have been in banking for a while and am being told I am making a mountain out of a mole hill. When it comes to DBA accounts I have one opinion on what purpose/style account should be opened and I am being told by others that I am not correct. There are two differing opinions when we open a DBA account. For example one opinion is that Mickey Mouse DBA Great Escape Mousetraps should be opened as a personal style account where at the account maintenance level the code would indicate Consumer for the purpose of Household or Personal Use. The other opinion is one in which it should opened as a business style account where at the account maintenance level the code would indicate Business for the purpose of Business. The reporting Tax ID number in both situations would be the customer’s Social Security number. If I understand correctly there are different regulations regarding the purpose/style of an account and there are different protections and benefits for each purpose/style. Can you please help as to which purpose/style would be proper, Consumer or Business? My best interest is doing things the correct way for the both the bank and the customer.