Per FEMA:

3. LENDER ID NO: The lender funding the loan should identify itself as follows: FDIC-insured lenders should indicate their FDIC Insurance Certificate Number; Federally-insured credit unions should indicate their charter/insurance number; Farm Credit institutions should indicate their UNINUM number. Other lenders who fund loans sold to or securitized by FNMA or FHLMC should enter FNMA or FHLMC seller/service number.

Since we are regulated by the FDIC and sell loans to FNMA should be we BOTH numbers (FDIC number for in-house and FNMA on FNMA loans)? Currently we are only using our FDIC number on all loans.

Just FYI I got an answer from our FDIC examiner. "Other Lenders" refers to mortgage companies, etc. so we are only required to use our FDIC Insurance Certificate Number.