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#109666 - 08/25/03 07:45 PM Disputed Electronic Transactions
BeachGirl Offline
100 Club
Joined: Sep 2001
Posts: 206
Myrtle Beach, SC
Help please!! Joint checking account, Mother & Son. The Son has a debit card. The Son disputes several ATM transactions, $1,300 worth. The account has been closed. He has no other account, the Mother has since opened a single ownership account. How can we provide him with the provisional credit other than send him a check? I really don't want to do that because we suspect he made all of the transacations himself. We are waiting for film from the other banks. Can we put the credit in his Mother's account?
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Thanks for all of your help!

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#109667 - 08/25/03 08:01 PM Re: Disputed Electronic Transactions
complylady Offline
Platinum Poster
complylady
Joined: Jul 2002
Posts: 614
Michigan
When we have a joint account, we require all the account holders to dispute. The mother could have made the transactions. Maybe she took her mney and opended an account of her own. As to you question about provisional credit to the mother only, I say no as he is not on the account.

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#109668 - 08/25/03 08:02 PM Re: Disputed Electronic Transactions
Andy_Z Offline
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Andy_Z
Joined: Oct 2000
Posts: 27,748
On the Net
You could issue a check jointly, as that is how the original account was styled. I would hesitate to put "joint" money in a "single" owner's account.

The other option is to make your decision before the 10 day limit.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell

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